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What are the rules for continuing Cobra coverage in the United States?
Wiki User
∙ 10y ago
Many people have health insurance through their employer's group plan. When they no longer qualify for coverage through this plan, federal and state law may provide the right to continue coverage in that group plan for a limited time.
Wiki User
∙ 10y ago
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What websites feature information about COBRA Continuation Coverage?
You can find many details on the COBRA Continuation Coverage on several sites but you can get a more reliable information on the United States Department of Labor official site, where it has a page of listed answers to your questions.
How long can I maintain Cobra Insurance after I lose my job?
You can maintain Cobra Insurance for about 18 months. The stimulus package that passed last year also enables greatly reduced fees for continuing health insurance coverage under COBRA.
Does YOUR health insurance continue after you leave YOUR job?
People who leave their place of employment are entitled to continuing health care coverage through COBRA, if there are 20 or more people working at the company. COBRA will provide coverage from 18-36 months after you leave your job. http://www.dol.gov/dol/topic/health-plans/cobra.htm
When would you be able to get Cobra health insurance coverage?
The Cobra health insurance temporarily extends the coverage by your sponsor or employer. This implies that you can get it after a loss of a job or loss of benefits.
Can an employer cancel your health insurance without offering you a cobra plan in Texas?
Yes, there are several different circumstances where this could happen. If the employer has discontinued the plan entirely, then there is no COBRA coverage to be offered. If the company has fewer than 20 employees, the plan does not have to offer COBRA coverage. If the company is a church, it is not required to offer COBRA. Last, if you were fired from the job for gross misconduct, the employer does not have to offer you COBRA coverage.
What is Cobra Health Insurance?
COBRA health insurance provides former employees of the company with health coverage. More information on Cobra Health Insurance can be found at the cobra government webpage.
What medical insurance options are there for children after the death of a working parent?
If the child and/or the estate has the funds to pay for the coverage the child can apply for individual coverage or take Cobra coverage. Even though the employee has passed any other family members on the plan at the time are eligible for Cobra coverage.
Where can one find information about COBRA coverage?
There are many companies and websites that offer information on COBRA life insurance coverage. The most reliable website to use for information is the US Department of Labor.
Have colon cancer, getting chemo and employer dropped insurance coverage and COBRA is $700/month.?
“Have colon cancer, getting chemo and employer dropped insurance coverage and COBRA is $700/month.”
Who should investigate cobra coverage?
A 50 year old man with dental and medical coverage through his employer
If I have primary insurance through my work and had secondary through my husband's work but he was laid off can I still use Cobra as a secondary insurance or is Cobra only if you have no insurance?
That would depend on if your spouse's coverage is group or individual coverage. If it is group coverage offered by your spouse's employer then NO. Cobra regulations specifically say that you are not eligible if you have other employer sponsored group coverage with one exception. That is if the other coverage includes any pre-exisitng conditions clause that would deny you coverage for that illness/injury. If you have no pre-existing conditions or the pre-ex caluse does not relate to you (ie. pregnancy is a pre-ex but you are not pregnant) then you are not eligible. If the spouse's coverage is individual coverage and not group you are still eligible for Cobra.
How can you continue getting insurance coverage for the pre-existing condition of terminal cancer after a divorce if the policy is in your husband's name?
the first way to do this is to obtain COBRA coverage. When your divorce became final, your ex-spouse was able to drop your coverage. Federal law is that all insureds can continue coverage with COBRA. Your insurance company or ex-spouse's employer should have sent you paperwork explaining what your rights are. But be aware, with COBRA, you are paying the full premium for the continued coverage.
