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You must remember that unless and until that car is paid off, IT'S NOT YOURS - YOU DON'T OWN IT! You have entered into a contract that allows you to use the car and he allows you to use it BUT, only as long as you make regular payments on it (sort of like "renting" it, but not quite the same). If you are behind in the payments - and you know that he is looking for the car in order to re-possess it - and you are intentionally hiding the car from him - then, yes, under THOSE circumstances he probably could convince law enforcement that you had appropriated (a nice word that means 'stolen') his property converted it to your own use. Suggestion: Contact the seller and come to some kind of agreement about the car - you COULD be the big loser in this one.

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Q: What are your rights in the state of Florida when behind on your car payments an individual that buys and sells cars that you have a payment contract with file charges on you for the car being stolen?
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