Tim, I have never heard such a request. Ill answer your question but first I have one for you.WHAT is soooo precious about the car that you don't want to give it up? Did you go on your first date in it??Tim, the car probably isn't worth anywhere close to whats owed on it. That's why they sued to get a judgment.The INTEREST has been adding up all the yrs. you havent paid on it. so the lender gets the judgment and proceeds to collect. What else do you own worth taking? They don't seem to want the car so whats left? Nothing??? Well, they will wait for you to inherit something they want. OR wait for you to win at Powerball. Or marry a rich woman. Do you work?? yes? They can garnishee your wages. 25% of them. And pester you to death with phone calls. About the summons you were served....GO TO COURT, don't miss it. It will be your ONLY chance to fight the judgment. tell the judge how POOR you are ect. Make the lender an OFFER to settle right then. Have the CASH in your pocket. 8000??? Offer 3000. Never know, they might take the offer. good Luck
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