Sounds like big trouble. Besides the fine, increased insurance in the future, parental responsibility, and possible probation, it is possible the issuance of a drivers license could be delayed until the underage driver reaches adulthood.
If there is no other vehicle involved in the accident, then the only person who can be at fault is the underage driver.
As long as the 16 year old has a valid license the policy should pay out. You will probably be required to add the driver to your policy and will be asked why they weren't listed before.AnswerIn most jurisdictions an "underage" driver must be listed on the policy and it costs more. In Massachusetts if you allowed an underage driver who resides with you to drive your car and they are involved in an accident then the insurance company will not pay the damages.
What are you asking? Have you had a motor accident? Did the other driver have a suspended licence?
Your insurance rate goes sky high.
The license status of the other driver has no bearing on your liability. If you were at fault you are still responsible for any damages and injuries. Just report it to your insurance company as you would any other accident.
If an underage permit driver had an accident in a noncustodial parent's car, the insurance of the custodial parent should cover the cost. Contact the insurance company for full coverage benefits.
As long as your teenager was properly insured and he was not involved in the commission of a crime at the time of the accident, nothing should happen to your teenagers driver license.
you will
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
If it was your fault, then regardless of their license status they can still sue you. Their license status only affects their likelihood of getting a citation for driving without a license (and maybe insurance) but it does not affect your liability. You'd still be liable for the accident no matter whether they had a license or not.
the driver's license would be suspended.
If you're responsible for the accident, you're still responsible even if the other person hasn't got a driver's license.