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Remember you still have to make the payments!
1st The nice Policeman comes and takes the car away.
2nd The nice Policeman makes you prove you paid for the car (or finaced it) so make sure you keep all that paper.
3rd You call your insurance company and find you are not covered, you still have to try, but you aren't.
4th Once the salesman gets out of his interview with the nice Policeman he wont call you back. So you have to schlep down to the dealership and speak to the sales manager or the "Dealer Principle" and they wont make any commitments. A Reputable Dealer will "Help out the Buyer" once the car is impounded, but they don't have to under the law.
5th The Dealerships insurance company will not payout unless they have written proof that this is a stolen car, that must be provided by the Nice Policeman, so right from point #1 don't make him mad.
6th Once the insurance company has their documentation they will pay out either you or the dealer, if they pay the dealer you will get paid by them.
Shortest possible time for you to get refunded from #1 is 14 days. There was a Fellow in Britsh Columbia, Canada that waited over two years because the Police would not write the letter to the Insurance company due to it being and "On-going" investigation.
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