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What happens when you hit an uninsured car?

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2011-09-13 12:19:08
2011-09-13 12:19:08

This is a very good question. About 10 years ago I was with a friend and he was driving and we were backing out of a convenience store parking lot when he backed into a 1994 Toyota Supra with his new pickup. The pickup's bumper was pretty solid so it sustained no damage but the Toyota's door was dented badly. The gentleman who came out of the store was very angry and demanded compensation for the damage. My friend agreed and suggested we call the police for a report to file the insurance claim but the gentleman became very aprehensive about that because he didn't have any insurance. After he talked to his friend for a few minutes, he told us to leave.

Answerif its your fault u pay for all the damages and the person hit receives a check from your insurance company. if its there fault their in a lot of trouble
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You are stuck with the bill. You can sue the person who hit you if you know who they are and if they are really who they are. Good luck

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They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.

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P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.

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File a lawsuit against that person.

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Both the uninsured driver and the friend are in trouble. My GUSS IS the uninsured friend will be liable to any damages he has caused The uninsured friend will be responsible for the damages to their car If insurance is required in your state, the uninsured friend and/or driver could face criminal charges

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If you have "Uninsured or Underinsured Motorist" coverage on your policy, then your insurance will cover it at no cost to you.

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Yes as long as your policy has uninsured motorist coverage on your policy.

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The uninsured part would mean that the person or persons responsible would have to pay for it. If they have an accident in someone elses car they will probably be questioned in court.

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I hope you had insurance for this. The uninsured motorist will probably be broke

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You will most likely have to pursue them through small claims court.

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There's a good chance the insurance company will deny the claim of the person with the uninsured vehicle, as that vehicle isn't supposed to be on the roadway to begin with.

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Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.

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Who owns the uninsured car? It will depend on your state, but if you were driving a car you own but did not insure you may have to pay for the repairs yourself - and in some states, if you have no insurance on the car you're driving, you may get to repair the other guy's car too even if it was his fault. If it was his fault, some states will require him or his insurance if he has it, to fix your car.

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Well, there are two responses to this question - If your car was damaged in a hit-and-run accident and you have no idea who caused the damage and your car was uninsured, unfortunately, you are stuck paying for the repairs to your car. However, if your car was insured, simply pick up the phone and call your insurance agent and file a claim against your insurance policy. In essence, you are suing yourself, but your car will get fixed, minus the deductible of course.

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An Uninsured car has no insurance. Your liability coverage may follow you to it if it is a replacement vehicle but would not cover damage to the uninsured vehicle.

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In most cases if you are fully insured then your insurance will pay for the uninsured driver's car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However it depends on the insurance company and the policy that you signed.

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If you do not have an uninsured motorist property damage coverage, your collision might be used to pay for the repairs to your car, in which case your collision coverage deductible will be used.

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Yes, because they did it. Even if they're covered, they must pay for the damage that they did.

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Depends on the state as far as I am aware but I think for the most part you are screwed if they are here illegally at least. If they are just uninsured but live here sue them and all should be fine... As long as you have there name and plate of course.... * You are never in the right to hit a parked vehicle nor rear end a car. FactPalooza.Com Interesting Facts. Thank You

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You hit a parked vehicle. No matter how or where it was parked, you are responsible for the damages. If you hit the car, you could have seen the car if you had been looking. You have no insurance which is a violation of the law. Pay the owner of the car you hit and accept responsibility for your poor driving, and stop trying to blame this on how the vehicle you hit was parked. It is your fault plain and simple.

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If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


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