Yes, I agree with the answer below but here is some help hopefully. You are now the collector: Send them a letter--in the left corner of the envelope put your address and add "Fordwarding service requested"--maybe you will get lucky and get a copy of their new forwarding address. Go to motor vehicles department and see if the registration is being kept up in your state. You might get a new address. Check with their friends, and family to see if anyone will give you some information. Ask for a copy of the application from the lender--you will then have their social security numbers, maybe a reference with an address or phone number you can reach. If they rented- go see the manager or contact the owner- see if they left a forwarding address. Tell them you are skip tracing --NOTHING MORE!!. See if they will give you any information- like a reference, where they worked etc off the application they had. Talk to a neighbor--just say you are looking for them--do they have any idea where they might have gone!! Call or go by where they worked--see if they have a change of address for that last paycheck. Lastly Google their names--see what you can find. If you have one of the social security numbers and it means a whole lot to you--use one of the search services--looking for class mates--white pages etc. This will cost you but...you might find them. AGAIN you can only tell people you are looking for them--it is very important you get a hold of them--leave your name and phone number if you think that whoever you are talking to knows how to reach them. Don't blow it by scaring away the information you could get. Good luck in your search!! Unfortunately, you are bound by the contract you signed and are therefore financially responsible. Nothing will change that. If your name appears on the title for the car (it must read 'joe smith AND bob jones', not 'joe smith OR bob jones'), you have a right to it and can report it as stolen. If, however, your name is not on the title, the car isn't your property. It a very expensive lesson.
Generally, folder options disappear due to virus
To pay the loan.
The cosigner has the right to file a lawsuit against the primary borrower's to recover his or her financial losses due to the defaulted lending agreement. The procurement of a second mortgage does not seem viable if the primary borrower's credit was not originally sufficient for them to obtain the loan without the need of a cosigner. It is more likely the house will have to be forfeited by means of foreclosure and the cosigner will have to try to recover losses by other means. The primary borrower's best choice is to obtain legal advice as to what their options are before a lawsuit is filed against them.
No, a cosigner can only be relieved of the financial obligation by a refinancing of the loan agreement without them being a participant.
Consult with an attorney who can review your situation and explain your options, if any.
The same options as anyone else who owes a valid debt they do not want to pay. Virtually no options except for repaying the loan amount.
Usually it is 3, but you can change the default in Options, which you'll find in the Tools menu.
Sheet1 is always the first worksheet open. There are 3 worksheets by default. You can change that in the options.
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There are a number of common mortgage refinance options available to borrowers. These include: fixed interest rate refinancing, and variable rate refinancing.