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Cure whatever terms you were in DEFAULT(ins,ect) of. The LENDER can tell you exeactly what they require.

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โˆ™ 2004-10-22 00:07:54
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Q: What options are there for a car that has been repoed even if the monthly payment was made on time?
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Lower Your Payments?

Most banks and car dealer websites have an auto refinancing calculator that customers can use to recalculate their monthly payments. If you have been making more than the required monthly payment, you can most likely get your monthly payment lowered. The interest may be the same or a bit lower if you have been on time with your payments. Be sure to enter all of the information into the calculator correctly so that you have the most accurate payment information.

You had a credit card with Household Bank that went into collection you've been paying the collection company every month for 2 years but your balance keeps going up what can you do?

What is the Annual Percentage rate set at? Are you making more than the minimum monthly payment? Is the collection agency charging any monthly fees? If you are making a $10.00 a month payment and the finance charges are $8.00, only two dollars is being applied to wards the balance, each month. Check to see how much of your monthly payment is going to the finance charges and then increase your monthly payment to cover the minimum monthly payment and finance charges.

What is a payment calculator loan?

A payment calculator loan is a loan where the monthly payment that is due each month has been calculated. Depending on what type of loan it is, you may have to start paying now, or you may have to pay later.

Who do you call if your car has never been repoed and should have been?

The institution that has a lien on the vehicle.

Your car is not on record as having been repoed?

there is no reason for it to be on record, if you are a buyer

What does 1111111 mean on your credit report payment history?

means your up to date with your monthly payments in the past 7 mths (past) 1111111 (present) if you have a 2s or 3s in the series of numbers ... ie) 111231121 it means you have been behind with your monthly payment that paticular month. 1s mean paid monthly payment on time 2s mean 30 days (missed one payment) 3s mean 60 days (missed two payments) 4s mean 90 days (missed three payments)

If you have been contacted for the remaining balance and set up a payment plan what are your options if you are unable to commit to the plan?

Your options are to be sued for judgement, or file Bankruptcy or PAY. Fairly simple plan.

Can you pay the late payment and get your car back within 14 days of it being repossessed?

In some states under some conditions, YES. It depends on how many times you have been late, repoed, in default, the terms of the contract you signed,ect.

Reading an Amortization Table?

Amortization tables are used to help customers who have a loan see how the loan is progressing. An amortization table is normally used for mortgages. An amortization table can help you see how much of your monthly payment goes towards the principal of your loan. This type of table can also help you see how much of your monthly payment goes towards the interest that your loan accumulates.The Monthly Payment Column on an Amortization TableThe monthly payment column is the column that shows you how much money you have to pay every month. Most loans feature monthly payments that do not change throughout the length of your loan's term.The Principal Paid Column on an Amortization TableThe principal paid column on an amortization table is the column that tells you how much of your monthly payment goes towards the amount of money that you borrowed and now owe to the lender. At the start of your loan, your principal payments will be pretty small. You make small monthly payments at the beginning of your loan because there is more interest at the start of the loan. Once the amount of money that you owe gets smaller, more of your monthly payment will go to the principal.The Interest Column on an Amortization TableThe interest column shows you how much of your monthly payment is going to the interest that has accumulated on your loan. The amount of interest that is taken out of your monthly payment is higher because most of you owe has not been paid back yet. As your overall balance gets smaller, your monthly interest payments will decrease as well. You can figure out how much of your payment goes to interest by multiplying the interest rate by the loan's outstanding balance.The Balance Column on an Amortization TableThe balance column tells you how much of the loan you still need to pay to your lender. You can determine how much of your loan you still need to pay by subtracting your monthly principal payment from last month's balance.

Do a payment?

''Doing a payment'' is to express completing a payment. '' payment is done '' means it has been completed.

What is the Definition of non payment?

A due payment which has NOT been paid!

What does it mean when your mortgage company says your taxes have been impounded?

This means that the mortgage company has included your taxes as part of your monthly payment. They take a portion of your payment every month, hold it in an account called an escrow account, and then disburse it according to the requirements of the county that your property resides in.

Can you be sued for a car that has been repoed?

If your car was repossessed, they will sue you for the difference in what the car sells for and the balance on the loan, plus repossession fees.

Can you make payments your taxes?

Yes. But only if you make prior arrangements with the IRS. However, you still will be penalized monthly for delinquent payment, based on the balance owed, until the taxable debt has been paid in full.

In Utah can a car dealer repo the car and not give you the car or cureor not notfi you after its been repoed just simply keep your car?


Is it true that you can now get a car loan modification?

Are you late on your monthly car loan or lease payment? Are you facing financial hardship or struggling to make your monthly payments? Are you upside down or feel you may have been taken advantage of by the dealer who sold you your vehicle? If so, we are the Nations Leader on Car Loan and Lease Modifications. We have a program for consumers who may be experiencing hardship and/or having difficulty making their monthly car payment. Please visit for more details. We also have an affiliate program for firms that want to offer assistance to their existing clientele.

What is the minimum down payment necessary if you have filed bankruptcy but previously had been a home owner for twenty years?

Answer In some cases Zero down! There are many programs that will assist you by paying your down payment and closing costs then rolling it into your monthly mortgage. Consult a mortgage expert and make sure their working hard to locate these programs, new ones are popping up every day. Answer You have a chance for a redo. Crunch the numbers to see if taking some time to save a decent downpayment and to manage the monthly mortgage payment will give you an advantage. If you do not currently have a job that will meet the mortgage payment, then it will put undue pressure on you to achieve that goal.

What does net monthly income mean?

net monthly income means all deduction are been taking out

How do you find out if your car has been towed?

So call The Police immediately. And also call your dealership cause you might of gotten it repoed. Behind on your payments?

What do you do if you get your license taken Away for back child support but you have recently been paying your current payment then you lose your job because you cannot drive?

If you were paying, plus 50% toward arrears, you should have motioned the court for a limited use license. If you have been making a monthly payment of at least 150% of the amount, contact child support enforcement about the license issue. Now, why were you in arrears? see links

Are there payment options with your mortgage company after your bankruptcy has been dismissed?

That is at the discretion of the lender. The majority of lenders, if they can be certain you will be able to meet your obligations, will work with you. Foreclosure is not something that lenders want to do, and try to avoid if possible.

Can a car be repossessed if the payment is due on the 15th and has not been paid until the 18th?

Chad, read your contract where it deals with DEFAULT and what makes you in default. Seems that for some reason, the lender did NOT believe the wire transfer was gonna make it. So to be sure they had something, they repoed. have you done anything to make them doubt that you would do whatever you tell them?? Good Luck

How much do equine veterinarians earn monthly?

Starting out they should make close to $3,000 to $3,500 monthly. Once they have been established, many make close to $10,000 to $12,000 monthly.

What happens if your car has been repoed after filing Chapter 13 - weeks after?

Contact your Bankruptsy Attorney. Tell him/her what has happened. They will be able to best advise you what avenue to pursue.

What is the definition of a redundancy payment?

The definition of a redundancy payment is a payment made by an employer to an employee who has been made redundant or unemployed due to changes on the work front.