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Answered 2007-01-02 19:51:33

Have a reputable collision company look at both vehicles and see if they can determine who hit who. While that is being done, run an ad in the paper to see who witnessed the accident and will call you to let you know. Also check the near-by businesses to see if anyone saw the accident or that maybe the security cameras got it on tape. Good Luck!

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You have no car insurance and are involved in an accident that is not your fault does their insurance still pay for damages to your vehicle?


Who benefits from no-fault insurance?

Anybody involved in an accident. Damages are covered regardless of fault.

What happens if you are involved in an auto accident with an illegal alien who has a driver's license. Are you responsible for damages?

A persons immigration status has no bearing on your liability. If you were at fault then you are liable for the damages you caused.

Who covers damages if the vehicles is uninsurred but the driver has his own insurance?

When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if the driver has his own insurance cover on a different car.

You were involved in an auto accident with a police officer?

The fact that they were a police officer has little to do with the accident unless they had their lights on and were responding to a call. Otherwise, fault will pay for damages. That's all.

When a car is repossessed are you still responsible if is involved in an accident?

Once the agent takes possession of the vehicle, they are responsible for any damages which occur.

What are you entitled to sue for if you are not at fault in an accident?

If you are involved in an accident that is not your fault you can sue on several grounds. Damages to the vehicle if you owned it. Medical bills if injured, pain and suffering, lost wages, etc.

If you are driving without insurance and are involved in an accident that is not your fault who is responsible for damages to your car What legal consequences are involved for the uninsured driver?

First of all you are really lucky that this accident was not your fault. The person who was at fault is responsible for your vehicle damages. If he is insured, then it is his insurance company that is responsible. ** Depending on your states laws, you can loose your drivers license for up to a year for not having insurance and being involved in an accident. If you received a citation at the scene of the accident for no insurance, you need to pay for that also.

If you pay for accident damages yourself will insurance rates go up?

Depends, if a tree falls on your car and you pay for damages yourself then no. If another party is involved in the accident then yes. The reason being is even if you don't report your damages on your insurance the other party may report to theirs. The data from the accident is then reported into the CLUE insurance database and will cause your rates to raise since the database 'sees' that you were involved in an accident. Bottom line, it's best to report to your insurance yourself and let them pay out since you're going to feel the pinch anyway.

How long does it take to get insurance money for damages done to your vehicle in an auto accident?

It can take up to six months or longer if there where injuries involved.

If you are at fault for an accident does your insurance company get billed for the damages of the other person in the accident?

Yes,, That's what it's for. It pays for damages you caused to another.

What should i do If i involved in an accident that causes either bodily injury death or more than 750.00 in damages?

complete a written report (SR1) to the DMV

What accident class is 1.5 million in damages and no one injured?

Class A Accident

If there is not accident report how can one's insurance company be required to pay for damage?

In most cases, the adjuster would talk to everyone involved to hear their "version" of what happened. They would talk to any independent witnesses (someone who saw the accident that neither party involved knows) and form a decision based on that information as well as the location of the accident and where damages are on the vehicles.

What to do when you get rear ended?

The same as any other accident. If you have damages you submit a claim. If you have no damages then there is nothing to claim.

Will insurance cover your damages from an accident if an unlicensed uninsured driver was in an accident on private property?

It is highly unlikely.

If an unlicensed driver gets into an accident but is not at fault who pays for damages?

You get to, accident would not have happened if you werent on the road!

Will insurance cover the damages to the transmission from an auto accident?

If the damage occurred during the accident in question, then it should.

Will the insurance company pay for damages or injury claims if the policy was canceled days after you got in an accident?

As long as the policy was in effect at the time the accident occurred then coverage will be afforded and damages will be paid.

Auto accident other driver was not owner nor insurer of car?

I was recently involved in a car accident in which the driver of the other car is legally at fault. Is the other party's insurance still liable for damages involved if the at fault driver is: 1. not the owner of the car, 2. not the insurer of the car, 3. does not have a license. Thanks!

Had an accident just got into another one Does the insurance company calculate the damages from the first accident plus the damages on this second accident to figure if that car is Totaled?

No. A "totalled" car is one whose value is less than the total cost of the repair.

Is the person responsible for a boating accident supposed to pay for damages?

Usually anyone that is responsible should pay for damages that they caused.

Is your insurance provider notified and will your insurance cover the damages when an unlicensed driver takes your vehicle without permission and is involved in an accident?

The answer should be yes to both parts of the question. You should notify them.

If you borrow a car and are involved in an accident with that car are you obligated to pay damages?

Not at all. Just whisper in the owner's ear: "Tough stuff old PAL" "Shoulda kept up your insurance"

If a minor is uninsured under her parents auto policy and is involved in an auto accident will it be covered under her parent's policy?

Actually, I think her parents are responsible for any damages because she a minor, so the parents the ones who will be sued or have to pay for any damages of the minor child.

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