Have a reputable collision company look at both vehicles and see if they can determine who hit who. While that is being done, run an ad in the paper to see who witnessed the accident and will call you to let you know. Also check the near-by businesses to see if anyone saw the accident or that maybe the security cameras got it on tape. Good Luck!
Anybody involved in an accident. Damages are covered regardless of fault.
A persons immigration status has no bearing on your liability. If you were at fault then you are liable for the damages you caused.
When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if the driver has his own insurance cover on a different car.
The fact that they were a police officer has little to do with the accident unless they had their lights on and were responding to a call. Otherwise, fault will pay for damages. That's all.
Once the agent takes possession of the vehicle, they are responsible for any damages which occur.
If you are involved in an accident that is not your fault you can sue on several grounds. Damages to the vehicle if you owned it. Medical bills if injured, pain and suffering, lost wages, etc.
First of all you are really lucky that this accident was not your fault. The person who was at fault is responsible for your vehicle damages. If he is insured, then it is his insurance company that is responsible. ** Depending on your states laws, you can loose your drivers license for up to a year for not having insurance and being involved in an accident. If you received a citation at the scene of the accident for no insurance, you need to pay for that also.
Depends, if a tree falls on your car and you pay for damages yourself then no. If another party is involved in the accident then yes. The reason being is even if you don't report your damages on your insurance the other party may report to theirs. The data from the accident is then reported into the CLUE insurance database and will cause your rates to raise since the database 'sees' that you were involved in an accident. Bottom line, it's best to report to your insurance yourself and let them pay out since you're going to feel the pinch anyway.
It can take up to six months or longer if there where injuries involved.
Yes,, That's what it's for. It pays for damages you caused to another.
complete a written report (SR1) to the DMV
Class A Accident
In most cases, the adjuster would talk to everyone involved to hear their "version" of what happened. They would talk to any independent witnesses (someone who saw the accident that neither party involved knows) and form a decision based on that information as well as the location of the accident and where damages are on the vehicles.
The same as any other accident. If you have damages you submit a claim. If you have no damages then there is nothing to claim.
It is highly unlikely.
You get to, accident would not have happened if you werent on the road!
If the damage occurred during the accident in question, then it should.
As long as the policy was in effect at the time the accident occurred then coverage will be afforded and damages will be paid.
I was recently involved in a car accident in which the driver of the other car is legally at fault. Is the other party's insurance still liable for damages involved if the at fault driver is: 1. not the owner of the car, 2. not the insurer of the car, 3. does not have a license. Thanks!
No. A "totalled" car is one whose value is less than the total cost of the repair.
Usually anyone that is responsible should pay for damages that they caused.
The answer should be yes to both parts of the question. You should notify them.
Not at all. Just whisper in the owner's ear: "Tough stuff old PAL" "Shoulda kept up your insurance"
Actually, I think her parents are responsible for any damages because she a minor, so the parents the ones who will be sued or have to pay for any damages of the minor child.