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When you refinance your house and add your spouse's name to the refinance loan does that automatically add his name to the title?
Wiki User
∙ 15y ago
of course since you are using their income. of course since you are using their income.
Wiki User
∙ 15y ago
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How can you sell your house after your wife died?
Typically spouses have a deed as tenants by the entirety. This means he inherits the house automatically when the wife dies. Filing a death certificate with the deed will clear the title.
Can a husband refinance a house in California without his wife being involved in the payment of the loan but still stay on the title?
She will have to "quit-claim", come off the title of the home. An attorney will do this for you. But as soon as you refinance, she can be placed back on the title.
If you bought a house and had it financed with a cosigner are they on the deed and if you are able to refinance yourself can you do it without them?
Since you are both on the loan you are both on the title. You can refinance without them on the loan but would need them to sign the title over or transfer at close.
Are both spouses responsible for a government lien on a house if only one of their names is on the house?
Both spouses are responsible for the DEBT represented by the lien, but the lien can only attach to the interest of whoever is actually on title to the property.
You want to remove one person name from your house title?
If the house has a mortgage then you have to refinance. If the house is all paid off then you can go to a lawyer and have the name removed from the deed.
Why do title insurance company's ask if a new title insurance request ask if it is a refinance?
Title insurance rates vary depending on if the transaction is a purchase or a refinance
Do you have to pay Title insurance when you refinance?
Yes, virtually all lenders' underwriting requirements call for lender's title insurance for a refinance.
Is it easier for a person with poor credit to refinance their house with the help of a cosigner who has excellent credit?
It can be easier if you use their credit by putting them on title on the home and use there credit, however they will be responsible for the loan and be on title as at least a part owner. If you use another persons credit to do a refinance, the other person must in most title states be put on title and will be responible for the loan even if you both sign which you would have to do.
If two people buy a house then one person refinances in only their name is the other still on the title or do they no longer have rights to the home?
In order to refinance even in one persons name, anyone else who is on title must be present at closing. You can't legally refinance a home unless all people on title are present at closing. In any case names on a loan do not directly reflect names on title, you can have one person on a loan and 5 people on title.
If you were just added to the title and want to refinance to get a friend off the title and remain in the house how soon can this be done?
If you are simply looking to change title then you do not need to refinance, a lawyer can help you do this. If you are looking to possibly lower your rate, get cash out from the property or to change the term of the mortgage, then you can do a refinance and at the same time remove your friend from title. If you need any further help or information please feel free to contact me, I am a Mortgage Loan Officer and service over 20 states. Thank You, Edward David Sr. Loan Officer 347-254-8311 EdwardDavidNY@Yahoo.com
How do you file a deed to change title of house after a spouse dies?
If the married couple took title to the property as "tenants by the entirety" (a method of taking title reserved for persons married), then there is a right of survivorship whereby the surviving spouse becomes the sole owner of the property. This happens automatically. Typically, you would also file/record an "affidavit of surviving tenant by the entirety" indicating that one of the spouses has deceased so that when/if you go to sell the home, the title company and buyer will not be looking for the signature of the deceased spouse.
Do spouses have to sign deeds in nc?
Any owner of real property must sign a deed in order to transfer title to a new owner. If both spouses own it then both spouses must convey it.
