All of the title insurance underwriter as well as many many title agencies have websites that can direct you to a local agency in your state/county/community.
Simply keyword into your web browser: title insurance search, title insurance, or title insurance companies. Many title insurance underwriters and agencies will pop up.
A title search or Report on Title is a search and compilation of filed public records.
A title insurance POLICY insures against acts & deeds of previous owners up until the time you take title/deed to the property.
Your county assessor may have a website with the data on all properties in the area. Once you know the address, you can look it up and find all of the pertinent information, including its taxable (NOT market) value. This is not going to be what the bank needs to lend money. The tax assessor's records will likely not include any liens on the property, or it will include the purchase money lien only.
If you wish to do some informal research into the history of your property or another property then you can do it in the local land records office. The staff will show you how to track the land back through the grantee records for recorded land or through the land registration records.
Many non-professional hobbyists do that type of research. Every deed has a grantor who is the one conveying the land and a grantee who is receiving it. Most deeds have a clause at the end of the description that states where the grantor acquired their interest. That clause would provide information regarding the next deed back in time or in some cases it may be a probated estate. If there is no reference as to where the grantor acquired their interest then their name can be checked in the grantee index and their deed can usually be found. You would follow that step for every owner- backwards in time.
When there is no title reference in the deeds and you can't find where the grantor acquired their interest then it will take some more complicated detective work and you would need to get some advice from someone with more experience.
On the other hand, if you want to do your own title examination for legal purposes or for land you may purchase, the task is much more serious. Therefore, in order to perform a "title search" you would need to know enough to determine the quality of the title and the quantity of land actually conveyed.
First you would need some professional status as a title examiner and an attorney who would accept your work. You cannot obtain a mortgage or title insurance without that. You would need to track the land back in the land records and you would need to know how to confirm the validity of each transfer. You would need to check each owner in the grantor index to determine what happened to the land while they owned it. You would need to be able to explain any gaps in the chain of title. Before embarking on a mission of that magnitude you should consider the following.
Professional title examiners do not perform their services for free.
A title examination is performed prior to the granting of a mortgage:1. To confirm the fee owner(s) of the property.2. To ascertain if there are any prior liens.3. To determine if the bank will acquire the property free & clear of any other interests if there should be a default and foreclosure.4. To allow the bank to acquire a title certification to obtain a title insurance policy.
Check and see if the municipality has Tax Assessor info online. If not its a quick phone call to the local Tax Assessors office will get you the information and its free to the public.
Most places have title insurance companies that would do a title search for you for a fee, but you can go down to your local property record office (like a Register of Deeds or County Clerk) and search yourself for free. If you go the title insurance route, the company will guarantee the accuracy of their findings for you so you can rely on them, but again, you have to pay.
has or is there a free sight for car title check
you have to go back to original owner and have them apply for lost title
You file a "mechanic's lien" on the property at the courthouse where the property is located. Then, when the property is sold, and abstractor's office does a "search" of the property(looking for liens, etc) the unpaid debt will show and will at that time be addressed for payment prior to closing. All properties must be "free & clear" of all liens before transfer of title can happen. You file a "mechanic's lien" on the property at the courthouse where the property is located. Then, when the property is sold, and abstractor's office does a "search" of the property(looking for liens, etc) the unpaid debt will show and will at that time be addressed for payment prior to closing. All properties must be "free & clear" of all liens before transfer of title can happen.
Most lenders require a title search before they grant a loan for a mortgage. If you are purchasing land and not borrowing the money to pay for it then before you pay over the purchase price you should have the title examined by an attorney or title company. That is the only way to make sure you will be acquiring full title to the property that is free & clear of any other claims.
A professional title examiner who has an extensive legal background after years of preparation must examine the property records according to the standards set in your state in order to determine if the title to your property is free and clear of any defects. No one works for free.
Your title report will show that no liens are attached to the property. You would need to contact a title attorney and ask him or her to pull your title report and send you a copy or- you can obtain a copy of your title report at the courthouse in the area where the property is located. Hope this helps. If you have any other questions and would like to ask me directly please see my URL below. http://www.nvamortgage.com
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Yes, anyone who takes title by operation of law, inheritance for example, is an insured under the title policy No. Title insurance is non-transferrable. The coverage is only for the life of a loan (Mortgage Policy) or from conveyance to a new owner from the current owner (Owner Policy). Even if the property you inherited had been "in the family" for years, it is still wise to have a property search done on the property to make sure it is free of liens and possible claims. Once you know the true status of it, you can make the decision to purchase an Owner's Policy to insure your interests against prior owners. If you are not keeping the property, intending to sell it, you'd want to know the status of the title so you didn't have surprises later on at the closing table. The fact that you are inheriting the property does not guaranty clear title.