This is a very odd request from the leasor. Unless you and your friends are incorporated or considered a business, no insurance carrier would sell you this type of policy. Also, any such coverage would probably duplicate the liability coverage you already carry on your vehicles. Instead, you might ask the leasor to consider writing in a "hold harmless" agreement in your lease. This basically places any liability back on you, and keeps the leasor safe. Quite frankly, given the situation you described, I can't imagine what the leasor needs to be safe from, unless it's a case of off-roading and the land is open or available to the public. It's possible the leasor is worried that the land is an "attractive nuisance," meaning people can enter it freely and run the risk of being hit by a vehicle being driven by you or your friends. Try the "hold harmless" agreement first, though. That usually does the trick. More input from FAQ Farmers: * For bus and 15 passanger vans 5million dollars coverge
The foregoing answer seems not to align with the scope of the question, so I offer this as assistance. Initially, because insurance companies provide insurance on a state-by-state basis, you must ensure that the insurer upon which you decide is authorized to transact insurance in your state. You must also start the transaction with an insurance agent or broker (sometimes both called "insurance producers") who are licensed in your state to transact property and casualty insurance. You are best served by a producer who specializes in or at least has a solid background in commercial vehicle coverage as there are substantial differences between it and personal lines insurance. There are many insurers that issue this kind of coverage and you will have many choices, not only as to company, but also as to the scope of coverage that you buy such as coverage limits, deductibles, and other factors. While price (premium) will probably be a factor for you, the financial stability of the insurer is also an important factor. This can be investigated through various financial rating services that specialize in measuring insurer financial strength; the producer will be familiar with them. Also, you have to be concerned with the claims process of the insurer in the sense that claims are handled efficiently and fairly. That is not to say that all claims get paid-because the language of the policy controls, but you do need to get an idea of customer satisfaction with the company that you are considering. One way to do this is to contact the State Department of Insurance (Consumer Services Division) to determine the level of complaints with the insurer's claims processes.
Commercial Insurance policies are very specific. They may be or they may not be covered. It just depends on on what coverages you purchased when you bought your commercial liability insurance policy. If you bought the cheapest rate you could find, then you probably do not have coverage for volunteers. It's best to contact your insurance agent for clarification of who and what is covered under your Commercial Insurance Policy.
One can find information about personal liability coverage by looking into insurance agencies. Many insurance companies provide all types of insurance so it is important to find the one which covers exactly what one wants and needs.
Yes, they will help you with a claim. Find out what yo are covered for. Liability means there is no physical damage coverage for the vehicle.
You should be able to find liability coverage from any Property & Casualty agent in CA excluding those that do only personal lines (home & auto). You are probably looking at two different types of liability coverage. First is general liability which coverage your business and second Errors 7 Omissions which covers your work product.
One can find commercial liability insurance on most insurance company websites. One would have to visit company sites such as All State, State Farm or Nation Wide insurance to find what works for them.
I think you might be confusing terms. Marine liability can be written to cover the liability from marine operations like operating cargo ships, etc. There is also hull liability (property for the marine vessels). General liability is a broader more expansive term and the policies can be written to include or exclude tons of different types of coverages, but you won't find liability coverage for marine vessels inside general liability insurance. Work with a broker to understand your risk and get the right insurance in place.
If this is only General Liability this is an easy coverage to get. Try a brokerage company who specializes in vacant land. If you are looking for Farm Coverage the best thing to do is look online for that coverage.
There is a national program for piercing insurance (general liability and professional liability) at www.stratusins.com Choose the tattoo & piercing program link.
Contact an insurance broker who can spend the time to understand the risks your business generates, then helps you understand what policies are available to cover those risks. Almost all brokers write general liability for businesses but it isn't a bad idea to seek out a specialist if you have a unique or high risk business you are seeking coverage for.
Liability insurance protects the insured in the event he or she is sued for claims that come within the coverage of the insurance policy. State Farm, Allstate, and Geico are all top companies that offer liability insurance. You can contact one of the above for free quotes in your area, and find out more information to find the policy that works for you.
You will just have to ask them for the insurance information. there is no central registry or database for homes and the insurance companies that insure them. You should first determine if your neighbor even has Liability insurance. Not all homeowners purchase liability coverage with their insurance policy. A home insurance policy can be bought with or without liability coverage. If the homeowner has elected liability coverage, The homeowners insurance policy will provide the homeowner with legal defense for the cost of defending against a suit that is brought against them claiming liability on the part of the insured. If the Insured is found at fault or liable in court, then their insurance company will cover the cost of those liabilities up to the specified policy limits. Alternatively you can sue your neighbor. Then If your neighbor has Liability coverage on his home insurance policy, You will then meet your neighbors insurance company attorneys in court.
Contact an agent in your area, if they do not sell this type of coverage/policy they will be able to refer you an agent that does.
First you need to check with your state to find out how much liability insurance is required as it varies from state to state. Then check with your insurance company to make sure you have the correct amount of coverage and to see exactly what it covers.
Comprehensive general liability coverage for a small business quotes an be obtained from a local State Farm agent, or quotes can be solicited from the many internet only insurance firms.
Every state has different requirements that need to be fulfilled by the insurance company that you choose. The coverage that is required specifically in Nevada is Bodily Injury Liability that equals to $15,000 per injured person with a limit of $30,000. You also are required to carry Property Damage Liability of at least $10,000. This is the minimum requirement; however you always have the option to purchase more coverage. The method of basic coverage may be referred to from your insurance company as 15/30/10 coverage.
Their is no such thing as "full coverage". You are more then welcome to look in any Property and Casualty law that California has. You will not find the definition of "full coverage". This term is commonly used by consumers looking for comprehensive and collision on a policy. This protects your vehicle against physical damage that may occur. This optional coverage is bought on top of your liability limits.
You can find automotive accessories on Ebay. You can also try www.slickcar.com.
One can find a job in the automotive industry online at various websites. One can find a job in the automotive industry at websites such as CareerBuilder, Monster, and Indeed.
DEPENDS.ARE YOU TALKING INDIVIDUAL, BUSINESS, CORPORATION, ETC. SIMPLEST ANSWER FIRST. A PERSON HOMEOWNER's insurance has personal liability coverage. i can'REALLY ANSWER YOUR QUESTION WITHOUT MORE DETAILS. most businesses have public liability insurance, usual in the form of an SMP policy, whicH means special multi peril.
Elephant Insurance offers free instant quotes for automobile insurance. You can find out information on liability insurance and full coverage with comprehensive and collision.
Most state require that you drive with insurance. As long as when you go to court and you have insurance coverage they should reduce the charge of driving without insurance.
The cheapest option would be to go to an insurance brokerage. They work with several insurance companies and can shop around for you to find the lowest rate.
The easiest way is just to ask them. Bear in mind though that most homeowners insurance policies now exclude coverage for damage and injuries from pets. Fortunately though our mandated ACA compliant health care policy will cover the associated cost and it has no limit and it does not matter how or where the injury occurred. Some homeowners purchase property coverage but do not purchase liability coverage, So there may or may not be coverage for your injury under the homeowners insurance policy. You will have to start a lawsuit and when you do (providing you were bitten by their animal or injured some other way) the lawyer or judge will find out the insurance information during something called disclosure and discovery. In the discovery process your attorney will learn if they have a homeowners insurance policy, if that policy has liability coverage and if the policy provides liability coverage for owned pets. If they do have and the policy has liability coverage and pet injuries are covered under the policy then you may receive a judgement. It would be much easier to just ask them first rather than have to sue first. Also bear in mind that an ACA compliant health insurance policy already covers such injuries.
Hi, It depends on what type of insurance you had. Liability, full coverage...etc...Call your insurance company and find out.
is there a way to fill out a application online for cami automotive