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First USA, Inc. is one of the largest credit card companies in the United States. Through its First USA Bank subsidiary, the company serves over 7.8 million credit card users throughout the nation, managing about $8.9 http://www.answers.com/topic/billion in credit card loans. All of the credit cards issued by First USA are either Visa (84 percent) or http://www.answers.com/topic/MasterCard-1 (16 percent). Of those, more than half are premium accounts such as gold cards, and 70 percent bear the First USA brand name. The company also issues affinity cards in affiliation with a variety of organizations. In addition to providing credit cards, First USA is also a leading processor of credit card transactions for merchants. Through its First USA Merchant Services, Inc. subsidiary, the company processed over 304 million credit card transactions worth $17.3 billion during the fiscal year ending in June 1994. Another subsidiary, First USA Capital Markets, is responsible for locating funding sources for First USA Bank. First USA Capital Markets also handles the bank's investment portfolio and manages the investments of some of the company's agent banks, which offer First USA products to their customers.

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