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Who is liable if they borrow your boat and have an accident and there are injuries and no insurance?
Wiki User
∙ 15y ago
Depending on the situation and the location in which the accident happened, both the driver and the owner of the boat can be legally liable for damages caused. That's why it's always important to have boat insurance, and why it's equally important to be careful who you allow to drive your boat.
United Marine Underwriters provides boat insurance nationwide and has a comprehensive boat insurance guide that can answer a lot of other questions about coverage and miscellaneous details.
Wiki User
∙ 15y ago
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Who is liable if you have an accident and you have no insurance but the owner of the car you borrow has insurance?
Well in 2 different states that I have lived and worked in the insurance follows the vehicle not the person. If someone is letting you borrow there vehicle then they are accepting responsibility for your actions, therefore the accident would be covered on there policy. Of course I would check with state laws to make sure.
When a auto is borrow by a friend who is liable for an accident?
the person that owns the car
What would happen if a friend lets you borrow his insured car and you get into an accident but you do not own a car or have insurance?
I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.
Is a taxi cab company liable for passenger injuries in an accident?
Yes.
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
Didn't have insurance on spouse truck drove had accident.?
The owner of the truck is liable for all damages and injuries as a result of an accident if found at fault. Normally these would be paid by the insurance company if there was an existing policy. Insurance policies are far cheaper than paying these expenses out of pocket.
What if you are already injured and have a car accident is the insurance still liable?
Depends on your condition
You live in ga but was passenger in a car in Florida whos ins pays for your injuries?
This question is not very clear. But a passenger cannot be held liable for injuries under most circumstances. Unless said passenger is also the owner or insurance policy holder of the car found at fault in an accident. Where you live, and where the accident occurred is irrelevant.
Does homeowners insurance cover bodily injury to my mother from an accident within the residence?
Not unless you are somehow liable for your mothers injuries. Accidents happen everywhere, in the home, in the park, at church and on the sidewalks. Your moms existing medical insurance will see to her health needs.
Who would be liable if you were driving a friend's vehicle and got into an accident and they did not have insurance?
The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.
Who is liable if you borrow someone?
Liability always rests with the at fault party. The insurance company covers the property not the person.
What happens if the driver who is not at fault for an accident does not have insurance in California?
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
