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The owner of the car is responsible for the damages that car creates, regardless of who was driving. If there is a lawsuit, the insurance company is certainly going to enjoin the driver. And you need to read the insurance policy carefully to know whether they cover other drivers.

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βˆ™ 2007-01-25 18:39:58
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Q: Who pays for the other cars damage in a two person accident if the owner of the car was not driving?
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If your car was in an accident and the other person driving was at fault. Who's insurance should pay for your car damage?

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