Why does auto insurance costs more for young teenage boys than it does for young teenage girls?

== == because young men are far more likely to have a car accident than what young women are. it's because of the "live fast, die young" phenomena. young men have a greater amount of testosterone compared to young women. this hormone plays a huge part in the ways young men behave. And so what would seem like a good idea to a young man,for instance,( eg. driving around a corner really fast to get a 'rush' and show off.) is often seen as stupid idea by most other people. including insurance agencies.