No, and it shouldn't! This kind of ticket is called, fix a ticket and the insurance co. don't bother with it. On the other hand, this is a non-moving violation and it won't be on your record.
your sadness can be cured if your house was insured in a fire insurance before it was burned and the insurance can help you through your claims
yes
Not until burned.
eat burned toast
The calories that are being burned.
increase in CO2 and diminishing of Ozone layer
Yes, if you wish to stay protected, however, it also depends on why your not paying your payments. If you are defaulting on your mortgage, insurance could be cancelled once the bank takes the possession from you. You would then not be responsible for the insurance any longer, and frankly, if the house burned down, it would be no loss to you. That is the real gauge, what do you stand to lose if the house burned to the ground. If nothing, then insurance is not needed. If you would lose anything at all, that's what insurance is for.
You don't need too. Just make your loss claim on your own homeowners insurance policy. If your neighbor is liable for your loss then your Insurance Company will subrogate the matter for you.
answer is both - the two insurers may share proportionatly based on the policies.
If you mean it was burned in a house fire yes it would be covered under your home contents coverage.If your asking about an old lawn mower with a burned out motor not related to a house fire, then no it wouldn't be a covered loss.Homeowners insurance is Hazard insurance that provides coverage for your home and contents from losses resulting from the covered perils listed. Typical perils are Fire. Wind, Hail, falling objects etc.In the UK most reputable Insurance Companies will include the contents of the Garage and other outbuldings, for fire damage, theft etc. the level of cover depends on your policy.
If it isn't covered by your insurance, then you have to pay for it yourself. Your neighbors are not responsible for the damage unless the fire was caused by neglegence and can be proven in court. It's unclear whether Nationwide is your insurance company or your neighbor's. If it's your, then you might ba able to file a claim through your neighbor's insurance. If not, you'll regretably have to sue the neighbor for the damages.
If you car was burned out while in for repair at the mechanics or as a result of faulty workmanship, then you should first make a claim using your own car insurance. It will be up to your insurers to deal with the mechanics.