Coverage for small vehicles like that really varies from policy to policy. In my experience motorized vehicles that are street legal are not provided coverage by homeowners policies. Golf carts, ATV's (not hitched to a trailer) , Riding mowers etc.. are provided coverage.
Scooter insurance does not cover more than motorcycle insurance. Essentially motorcycle insurance is scooter insurance and in general, is insurance coverage for 2-wheel vehicles.
Yes, a lot of auto insurance companies also offer scooter insurance. You should check with your auto insurance company to be sure that it carries scooter insurance.
Scooter insurance typically is extremely cheap compared to regular car insurance. Where you may pay around 1200 dollars for car insurance a year you will only have to pay 200 dollars for scooter insurance a year.
There are many places one might go to obtain a scooter. When a disabled individual is looking to get a scooter covered by insurance, the best resource is to speak directly with one's insurance company.
for scooter 124 or 125cc? It will vary... I have a 125cc and it was about 140/yr Register today for great scooter resources such as downloadable owners and repair manuals, tips, and tutorials! You can get a quote from this site, It has really good insurance and its cheap. See the Related links below for Scooter Insurance
It depends where you are.
No! No! No!
No, scooter insurance in quite a bit different than motorcycle insurance, and it is normally much cheaper too. This is because scooters do not have as much horsepower as a motorcycle and they are normally not driven on expressways.
I assume that you mean his bicycle and not a motorcycle or motor scooter. If you mean bicycle the answer is no, your auto policy will not cover the damage to the other persons vehicle. Your homeowners insurance may have coverage that would take care of this type of damage. I would recommend that find out what it will take to repair the damage and attempt to pay for it yourself without having to make a claim on your homeowners insurance. You want to try to not make small claims on your insurance if at all possible.
No, if it is 49cc or under, your scooter is considered a bicycle with an asisted motor, therefore you don't need insurance or a regerstration.
Scooter insurance in not just for teenagers, but for good drivers of all ages. Most states now require that you have your scooter insured. this is not just to protect other drivers from you, but to protect you from other drivers!
nope