0
Will you be covered by insurance if you have no license and caused a car accident?
Wiki User
∙ 16y ago
Hardly ... one of your responsibilities as a driver of an automobile is to actually have a license to drive. Most likely your car will be impounded until you can show proof that you are properly authorized to operate a motor vehicle.
Wiki User
∙ 16y ago
Add your answer:
Earn +20 pts
What happens if you are in an accident that is not your fault but you have no insurance or license?
you got to jail for not having insurance or a vaild license and you are personally liable for all the damages you caused.
Does auto insurance usually cover physical damage to the engine?
Auto insurance covers damage caused during an accident. If the engine is damaged during an accident that's covered. If it's damaged for any other reason then that isn't covered.
Is a non covered driver on your insurance covered if he is involved in an accident?
You need to read your contract, in most states any legal driver over 25 is covered on any policy and on some policies cover everyone with A valid license. Also if the person is using your insurance to cover damages they caused, You can sue them for costs. The policy is yours not theirs.
Can a uninsured and unlicensed driver sue you for an accident?
Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party.
What happens if you get into an accident but only have a license but no insurance but the other person doesnt have a license or insurance Whos at fault?
Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is at fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions. You do not even have uninsured motorist insurance to cover your damage even if the other driver is at fault and cannot pay. You were not insured, and will now pay for that mistake.
Your daughter caused an auto accident while on your policy She no longer is on it and is being sued from the woman she ran into Does your insurance policy still have to pay?
They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed.
What do you do if you were not at fault for the accident but have no insurance?
hope to god the other car has 3rd party insurance. Third Party insurance covers you for damage caused by your car to property owned by a third party in the event of an accident. That means you're covered for any damage you may accidentally cause to someone else's property.
What happens if two people get into an accident and one driver has a suspended license and the other driver has no auto insurance and the accident was caused by the person with no insurance?
Good luck getting any relief from the damages caused by the driver with no insurance since you were on the road without a license. Given the circumstances, you cannot file a police report. If the other driver offers cash, take it. Your insurance certainly won't pay either. I suppose you might park the remains of your car and start riding the bus or bike until your suspension ends.
If a friend borrows your car and you did not know he has a suspended license will insurance pay for damages caused by an accident he had?
Yes, generally barring any exclusions in your policy if he had your (owners) permission to drive.
Why do insurance companies test for drugs after an accident?
Because the accident could have been caused by the use of drugs.
Who is at fault for insurance purposes if the driver you hit has no license and is charged with hit and run for leaving the scene?
If you caused the accident, you owe for the legal liability, the other matters are civil & not involving the liability portion of the insurance. They still have a duty to pay.
Are you still at fault if the other person does not have insurance?
Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.
