NO, I would make the claim on the Travel Insurance Policy that I bought before taking the cruise.
Some things that are covered by a cruise trip insurance are injury on ship, injury out of ship, and much more. It depends on the cruise trip insurance dealer.
No. You need specific travel insurance for that. Follow the link below for holiday insurance for a cruise holiday.
When you book a cruise, it is important to purchase cruise insurance. If you do not have cruise insurance and something happens to your luggage or belongings, there is no way to have it replaced. In the event that something is lost or damaged and you do have insurance, the cruise line will be able to either replace the item or give you the money for it.
No you do not need insurance to go on a cruise just like how you don't need insurance to go on a flight. Travel insurance can be bought at many travel agencies and it should cover lost luggage as well as physical harm during the cruise.
An individual can purchase a cruise insurance from their life insurance company. Some companies like GEICO offers this premium plan which includes this.
Here is a few list of what you should bring on a cruise. -money -camera -formal clothes -swimwear
If you are leaving the country you live in, yes.
Because this cruise vacation is being purchased as a surprise, travel insurance is advisable. There is a chance your parents may already have plans and cannot go on the cruise, in which case you'd have to pay fines and cancellation fees without the insurance.
Here is a small list of what you should be bringing on a cruise: * swimwear * camera/video * formal clothes
For the most part, the insurance covers if their are any accidents that may occur on the cruise. I would recommend this just incase anything happens.
You cannot sell your Bahamas cruise. If you do not want the cruise then you need to call the cruise comany and cancel. Make sure you take out insurance. This will insure that you get your money back.
Some travelers like to be insured when they are on a cruise, or other travel. Here is a site that offers travel insurance options for these people: http://www.travelguard.com/travelinsurance/cruise.asp