It depends on the state and how often you drive one another's cars. You'd probably save money just by getting a joint policy and putting both vehicles on it.
Your best bet would be to call your agent or your insurance company's 1-800 number.
it means that you now have ownership of the policy as your husband has passed away - in other words if anything happens to your daughter you are the beneficiary.
If the husband was the named beneficiary of the policy, if the policy was in force at the time of death, and if the cause of death was not excluded by the policy, the general answer is "Yes". If the beneficiary was the estate of the wife, the proceeds are paid to the estate. Then, if the husband was a beneficiary of the estate (either by virtue of a Will naming him as beneficiary, or if no Will, through the laws of intestate succession), he may be entitled to all or a part of the insurance proceeds. If the beneficiary of the life insurance policy was someone other than the husband as of the time of the wife's death, proceeds are payable to that person.
if he's not on the policy as a beneficiery he can't. ADDED: It makes no difference if the child is an adult or a minor. If the policy is up-to-date (i.e.: all premiums paid and current) and your ex-husband is a named beneficiary on the policy then he does have beneficiary rights. It's as simple as that. On the other hand, if he was NOT specifically named on the policy, he has no claim whatsoever.
Secondary medical insurance is a second level of insurance coverage. Under most circumstances, the two policies are independent of each other. One policy may pay for a service while the other may not. The primary policy must pay first, then the secondary. The choice of which policy is primary or secondary is established by a shared rule between insurance companies. It is not the policy holder's choice.Examples of Primary/Secondary coverage: A husband and wife both work and carry the medical insurance offered by their respective employers. The husband adds his wife to his policy. The wife adds her husband to her policy. Under most circumstances, the husband's plan would be his primary policy and his wife's plan would be his secondary policy. In like manner, the wife's plan would be her primary policy and her husband's plan would be her secondary policy.
Antarctica, all the other continets have partial ownership of Antarctica
Secondary medical insurance is a second level of insurance coverage.Under most circumstances, the two policies are independent of each other. One policy may pay for a service while the other may not. The primary policy must pay first, then the secondary. The choice of which policy is primary or secondary is established by a shared rule between insurance companies. It is not the policy holder's choice.Examples of Primary/Secondary coverage: A husband and wife both work and carry the medical insurance offered by their respective employers. The husband adds his wife to his policy. The wife adds her husband to her policy. Under most circumstances, the husband's plan would be his primary policy and his wife's plan would be his secondary policy. In like manner, the wife's plan would be her primary policy and her husband's plan would be her secondary policy.Secondary insurance should not be confused with supplemental insurance. Supplemental policies usually abide by the primary insurance guidelines. If the primary allows the charge, the supplemental will allow the charge. Most supplemental policies cover the charges you would normally pay out of pocket. For example: A Medicare supplemental policy would cover the 20% coinsurance left over after Medicare pays 80% of the allowed amount.
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Some information lacking. How or why did your husband foreclose on his own house ? What is your involvement with the house ? Co-owner or buying it from your husband ? If you have partial or co-ownership of the house, you should be able to turn the water back on. They may want a deposit or there may be other legal issues you haven't mentioned.
If you're adequately covered through your husband's policy then there shouldn't be a need for you to get additional coverage through your company if it's full overlap. But you may want to compare the policies and see if your employer's policy is better, and maybe switch you both to yours and cancel the policy from his employer. Or, if your employer offers other coverages and his doesn't (e.g. vision coverage) consider doing primary medical through his and the supplemental coverage through yours. The one caveat to this would be if you think either of you could be out of work in the near future, in which case I'd take the safest course of action based upon your situations.
As it's part of the deceased's estate, it'll be handled in the same way as their other assets. Creditors will be paid off, and then the remainder of the estate will be disbursed according to the deceased's will.
A check received by a wife on the death of her husband could be from several sources, a life insurance policy, a death benefit from an employer, social security or retirement fund, or several other misc. sources.
In the UK, marriage does not mean property ownership transfers to both parties. Therefore both the husband and the wife may own their own property independently of each other. If the husband paid for and owns the car, the wife cannot lawfully take it without permission. That being said, in the event of a divorce, both the husband and wife's assets may be evenly shared between the two.