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It depends on the state and how often you drive one another's cars. You'd probably save money just by getting a joint policy and putting both vehicles on it.

Your best bet would be to call your agent or your insurance company's 1-800 number.

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Q: You and your husband have cars you are reg owner of 1 and his the other i want to switch ownership on the cars do you need to get a new policy for both cars?
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