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You are in a chapter 13 wage earner plan but your monthly bills are behind things such as gas electric and waterI have asked your lawyer and trustee for a months of pay checks to cathup on these bills?
Mass0412
your mtg, co. should pay your water and sewer bill so your home does not go to forclosure. you could call gas co. to get a payment plan working for a 12 month period.
Wow, funny ideas above. Water & sewer won't foreclose (although their bills will be a lien on the property)...and the mortgage co won't pay for YOUR utilities. The water & sewer would be paid essentially by whoever buys the house - from the foreclosure that is normally done by the mortgage company....and includes any and all cost they incurred (maybe the utils to keep the house while the process is complete) to foreclose. Your in BK, because you can't pay for what you buy. You can't even pay your basic utils and such and a small portion of the things you've already sworn that you woul pay for. TIME FOR A SUBSTANTIAL CHANGE. Your obviously spending your earnings on something....THEY ARE THE WRONG THINGS. You can't afford the lifestyle your living...GET A NEW ONE YOU CAN AFFORD.
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∙ 15y ago
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If you owe a thousand dollars to chapter 13 but are behind paying what will happen if you do not pay?
The trustee/bankruptcy court can dismiss the chapter 13. Creditors would then be able to pursue collection including filing a lawsuit.
Would you be asked to put a mortgage on your house to pay your bills if you file for chapter 7 bankruptcy?
No. But if you have equity in your home it may not be the best approach. A chapter 13 is designed for a situation where the person has equity or is behind on payments. In a Chapter 7 - You will be asked to pay the Trustee the value of the equity of your home... so if you have $15,000 in non-exempt equity, you'll most likely have to write a check to the Trustee for $15,000 or surrender the home. no ,but if you include the Mortgage on your property in your bankruptcy,most likely you will have to surrender the property to a court appointed trustee
If behind on Chapter 13 payments can a dismissal be prevented or reversed if payment is made for past due amount?
It can't be reversed, but if it is dismissed without prejudice, you can refile a chapter 13 six months from the dismissal date. The best option is to meet with the trustee to discuss the problems with the schedule that the person now has to see if it can be modified.
Can you lose your house if you file for a chapter 7?
Yes, if your equity in the house is greater than the exemption you can use and you cannot pay the trustee the difference, or if there is no mortgage on the house and its value is more than the exemptions. If you are current with your mortgage when you file and get behind on your mortgage during the chapter 7, the mortgagee can foreclose. Consult a local bankruptcy lawyer.
How trustworthy is a bankruptcy trustee?
This is dependent on the individual (normally) or company behind the administration. In the US, the trustee is often appointed by the Department of Justice and so very reliable and trustworthy, yet it can also be appointed by the respective creditors of the case.
What chapter should you file if you are behind on your mortgage?
only in chapter 13, you cannot use chapter 7 to catch up on past payments.
What can be done if bankruptcy was not taken from your paycheck and now you are behind on payments?
The involved party should contact the bankruptcy trustee as soon as possible and explain the error. A trustee will generally give the person(s) thirty days in which to catch up on arrears before filing for dismissal.
What plan did Gandalf propose chapter 17?
Lure Goblins into the valley so you can attack from behind and above.
Why electric heaters have mirror behind the heating coil?
To reflect the heat into the room.
Where can you find the weapon dealer on resident evil 4 chapter 1?
After you escape with Luis in Chapter 1-3, go behind the house and you should find him.
If you are behind with Chapter 13 payments is there anything you can do to prevent or stop a dismissal such as a payment for the past due amount?
The BK trustee usually waits until two payments have been missed and then files a Motion To Dismiss. There will be a time specified (usually 30 days) in which missed payments can be made up in FULL. If the amount owed is not presented before the time expires the 13 will be dismissed without further notice. If the filing is less than 60 months the trustee might agree to meet with the party involved to discuss possible modification of the BK plan.
Where can you find electric rails?
In the quary behind the forrest that is just outside the second town.
