You probably already are. I am sure they are looking for their car or their money. It is part their car until you make that last payment. They have a legal lien on that vehicle until you pay off the loan. Do not make a bad situation worse by not doing anything. Contact them and tell them where you are and make arrangements to catch up on the payments. You will end up loosing the vehicle to a repossession, pay the difference in what the loan is and what they sell this car for, and have your credit ruined for 7 years. Unless that is what you want to happen, contact the lender immediately.
Generally, you can quitclaim it immediately if you have a buyer and no mortgage. If you financed the purchase mortgages have a due on transfer clause that will trigger a demand for the loan to be paid in full. If you have transferred the property without notifying the bank you may find yourself in trouble.
As long as you make your payments the answer is no.
yes
no, alcohol is for 21 and above. Parents can get in trouble too.
Deferment or Foreberance
They might, it is in their best interest to work with you. If they have to repossess a truck, it may be more hassle than it is worth. Banks want you to succeed, call and work it out. You can negotiate a higher interest rate and more payments to spread it out further. You get to make lower payments and the bank gets more money in interest. It isn't smart financially, but if you are in trouble and this is your only option, it is better than losing your car and ruining your credit.
its basiclly the same as a trouble maker or a person who gets in a lot of trouble
You can not reposses your own property. You can contact the company and forfeit it if you are having trouble making payments.
You are taking money that does not belong to you so yes, you can get into trouble.
CALL a local attorney NOW. The part about "ahead on payments" scares me. How you determine you are "ahead" and how the lender determines that gets a lot of folks in trouble.
You can't really get in trouble for quitting your job. You will still have to make your payments whether you have a job or not. You may have to reconfigure your Chapter 13 payment plan.
Say thank you for the good service, You obviously gave the particulars of your insurance to the other driver and you drove into the back of them soyou were in the wrong they saved you time and trouble.