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No,, Liability insurance is the minimum financial responsibility requirement in most states. Liability only is the cheapest way to go on your premiums but it only covers damage we do to another person or vehicle.

In order to cover a stolen vehicle you would have needed to purchase comprehensive coverage on your vehicle policy.

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8y ago
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15y ago

Sorry. I feel for you. But you are screwed. I had a 1995 Acura Legend stolen and only had liability on it (I dropped full coverage two months prior). It is without a doubt NOT covered.

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Q: Your car was stolen with only liability insurance will the insurance pay?
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Related questions

What can you do if your car was stolen and you only have liability?

Unfortunately, there is nothing you can do with your insurance company. If you only have liability insurance, they do not pay anything to have your vehicle replaced.


Is the insurance company liable to replace a stolen car with only liability insurance?

If you only carry liability insurance, that is all that the insurance company is liable for in this state.


Who will be responsible if your parked car hit by a stolen car and you only have liability insurance?

It depends on the state, but at least where I live, the insurance of the stolen car pays for damages. Check it out with your insurance agent. He/she should be able to give you that information, even if your liability won't cover it.


Does liability insurance cover a stolen car?

Liability Insurance and the Stolen VehicleNo, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.


What is the average Michigan car insurance rate for liability only policies?

The average Michigan car insurance rate for liability only policies is about $2000


A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?

When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).


Do you need a car to get liability insurance?

Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.


What is the difference between full coverage auto insurance and liability only insurance?

Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.


Where can one purchase car insurance liability?

You can purchase car liability insurance from the same company you get your regular car insurance from. If you are a new car insurance customer, ask your agent to add liability insurance to your plan.


I have liability only and my car was totaled?

If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.


How many days will your car insurance cover another vehicle purchased?

Depends on your state. Most states are 14 days and this is assuming your car insurance is up-to-date. Also, your coverage only matches the insurance on your other vehicle. If you are liability only, your new car will only be liability only.


If you rent a car for a week will it be covered by your current insurance if you only carry liability?

Liability only covers the "other' car/property. So no the rental car would not be covered.