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Your car was stolen with only liability insurance will the insurance pay?


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Answered 2015-06-04 22:38:13

No,, Liability insurance is the minimum financial responsibility requirement in most states. Liability only is the cheapest way to go on your premiums but it only covers damage we do to another person or vehicle.

In order to cover a stolen vehicle you would have needed to purchase comprehensive coverage on your vehicle policy.

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Answered 2008-07-16 03:26:54

Sorry. I feel for you. But you are screwed. I had a 1995 Acura Legend stolen and only had liability on it (I dropped full coverage two months prior). It is without a doubt NOT covered.

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Unfortunately, there is nothing you can do with your insurance company. If you only have liability insurance, they do not pay anything to have your vehicle replaced.


If you only carry liability insurance, that is all that the insurance company is liable for in this state.


It depends on the state, but at least where I live, the insurance of the stolen car pays for damages. Check it out with your insurance agent. He/she should be able to give you that information, even if your liability won't cover it.


Liability Insurance and the Stolen VehicleNo, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.


The average Michigan car insurance rate for liability only policies is about $2000


Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.


You can purchase car liability insurance from the same company you get your regular car insurance from. If you are a new car insurance customer, ask your agent to add liability insurance to your plan.


When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).


Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.


If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.


Depends on your state. Most states are 14 days and this is assuming your car insurance is up-to-date. Also, your coverage only matches the insurance on your other vehicle. If you are liability only, your new car will only be liability only.


The cheapest car insurance in New Mexico is liability only car insurance. This insurance can cost as little as $60 a month.


Liability only covers the "other' car/property. So no the rental car would not be covered.


In state of Michigan, you can only have liability coverage if your car is paid off. Otherwise, you will have to purchase a full coverage policy.


Yes, you can get auto insurance that only covers liability and property damage. However, you will need to purchase collision insurance if there is a lien on your vehicle.


if you don't have an up to date MOT then your insurance is null and void. if your car is stolen then you are only covered if you have fully comp insurance!


If the car is paid off, then only liability insurance is needed. If it is not, then you will need a full insurance coverage plan.


YOU will. only his liability will follow him. you loan your car, you loan your insurance as well. So looks like your not getting your car paid for.


No, as long as you have let your insurance company know they car is stolen.


Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.


Yes, buy a cheap car that you only need to have Liability Insurance on. It is Collision Insurance that will cost you allot. Of course you are taking a chance if the driver wrecks the car and it is the driver's fault. But by only having Liability you save plenty on insurance.


You can purchase car insurance liability on a website that deals with car, car purchases, and car insurance. Some of the those website are Allstate, Geicko, and Nationwide.


It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?


There are three types of automobile insurance coverage required in the state of Kansas. These include liability, personal injury and uninsured.


How old the car is has nothing to do with it. The only time a car is REQUIRED to have FULL COVERAGE is when a car is being financed. In other words, a bank gives you a loan. Why? Because liability only fixes the other persons car, and if you get in a wreck, the bank will never get their money back from the car. I have owned ~5 cars in my life, financed one, and had full coverage insurance on it. Every other car has been liability only. So again, the age of a car has nothing to do with qualifying for liability insurance. If its being paid for with a bank loan, you need full coverage, if the car is paid off, you can get liability.



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