It all depends upon the intake of your alcohol and whether you declared the same while filling up proposal form for your life insurance policy. It's at the discretion of the insurer to accept the claim of accidental death due to choking for alcohol intake.
Yes, Homeowners insurance provides coverage for sudden accidental losses as defined under the policy schedule of covered perils.
insurance firm differs some cover it but some are reluctant to because many people will be commiting that
Business insurance is a necessity when traveling for business related matters. Most insurance policies do cover accidental death during business travel. It is wish to read your insurance policy very carefully to see what your insurance provider covers.
Accidental, Yes. Intentional, No
Life Cover is a type of life insurance. Life cover is beneficial because it covers many aspects of life insurance, such as dental, medical, and accidental death.
This would be covered under Malicious or accidental damage if your insurance company provides this.
No, Hopefully the stranger had a life insurance policy. Homeowners insurance does not provide life insurance or accidental death benefits.
homeowners insurance or renters insurance
No, this is considered normal wear and tear.
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
Homeowners Insurance is not made to cover maintenance. Coverage is determined by the cause of the damage. If it is a "covered cause" and is sudden and accidental the it is probably covered. If not it isn't.
Only if the transmission was damaged in an accident. Auto Insurance does not pay for maintenance or mechanical repairs that are not the result of an accidental loss.