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Coverage A on any homeowners policy includes the dwelling itself. This is the home without including the contents. The coverages under a homeowners policy are as follows:
Coverage A: Dwelling
Coverage B: Other Structures
Coverage C: Contents
Coverage D: Loss of Use
Also provided under most homeowners policies are liability coverage and medical payments to others.
What else can I help you with?
Is it lawfull for your vehicle insurance to charge you for what they have covered?
Yes, That's how it works. The insurance company sells you coverage in the form of an insurance policy and you pay a premium in exchange for that coverage. If you don't pay for the coverage then your not covered.
What percentage of home contents does the insurance pay?
If this is a standard homeowner's policy, insurance companies typically cover between 50% and 75% of the Coverage A Dwelling. In other words, if your home is insured for $100,000 (Coverage A) and the insurance company provides an additional 70% for your personal property (Coverage C), then your contents are covered for up to $70,000. Renters and Condo owners must specify exactly how much coverage they want on their policy. *Note: Most policies use the following descriptions for their coverages- * Coverage A: Dwelling * Coverage B: Other Structures * Coverage C: Personal Property * Coverage D: Loss of Use/Additional Living Expenses * Coverage E: Personal Liability * Coverage F: Medical Payments to Others
What is covered by homeowners insurance if you are renting the house?
The dwelling Owners policy does not cover the property or liability of a tenant. Rental dwellings are covered under a Dwelling Policy that covers rental properties not a homeowners policy. If the tenant seeks coverage, the tenant must buy his own Renters Insurance Policy.
Is corrugated tubing underground for water drainage considered part of construction material for Coverage A - Dwelling Coverage for homeowner insurance?
Your issue is probably not going to be whether or not it is part of coverage A but the whether or not the damage was caused by a covered cause. Underground pipes are usually damaged due to maintenance rather than a covered cause. For it to be a covered cause it must be sudden and accidental damage. Roots causing damage or erosion is not a covered cause. Find out what caused the damage first.
How do you deal with an insurance company for a truck struck by lightning?
Lightning is covered under Comprehensive coverage, if the vehicle has that particular coverage on it at the time of the incident. If you have that coverage is place, file a claim with your insurance company, and you should be compensated for your loss, minus the deductible.
If an employee is terminated due to selling company production secrets how long will the employee's dependents be covered by COBRA?
No coverage
If you had your granddaughter car insured and she wrecked it is the car covered?
It depends on the type of insurance coverage. If it was Liability insurance only, and she caused the wreck, then it is not covered. If it was Collision coverage, and she caused the wreck, then it would be covered. If she didn't cause the wreck, I'd check with the insurance company of the person who did cause it.
Can you provide an example of casualty insurance and explain how it works?
Casualty insurance provides coverage for losses resulting from accidents or unexpected events, such as car crashes or property damage. For example, if a driver gets into a car accident, their casualty insurance policy would help cover the costs of repairing the vehicle and any medical expenses. The policyholder pays a premium to the insurance company, and in return, the insurer agrees to pay for covered losses up to the policy limit.
Does full coverage allow you to lend your car to someone and still be covered?
No it does not! I asked that of my insurance company and it doesn't. However, you CAN get it covered at an extra cost. (It's all about the money.)
Is couples counseling generally covered by company health insurance policies?
Yes, most company health insurance policies provide some form of mental health coverage and couples counseling is generally covered by it. However, health plans vary significantly so be sure to check your copay, coverage and other details.
Large bark covered dwelling built by the Iroquois?
longhouse
If you meet with with an accident on the last day of your insurance coverage will insurance company pay for it and Can you report accident after the last day?
Generally, your coverage expires at midnight on the last day of your policy. Until then, you are covered. There may be some time limit during which you must report an accident, but if it happened while you were covered, the insurance company should take care if it.
