Where can you get a ppo dental plan that has no waiting period and accepts pre existing conditions?

Answer 1

One option you have is a discount program, which is not insurance. That way, there are no waiting periods and pre-existing conditions don't matter. It's still a Preferred Provider Organization (PPO), but instead of insurance, it's a a percentage off of certain procedures with dentists who are in the Network.

With insurance, there is always a waiting period for Class II and Class III services, which are the serious ones. You'll have to wait for pretty much everything but preventative care (cleanings, x-rays, evaluations, etc.) Think about it from a business perspective. Insurance is a business, and they'll go out of business if they pay for someone who signs up for dental coverage just to have major work covered before dropping the plan. Thus, you have waiting periods, and you can be denied coverage if you have pre-existing conditions.

But Dentists run businesses too, and they'll go out of business if they don't have customers. So they agree, sometimes, to be part of a preferred network of Dentists: they meet standards of quality, pricing, or discounts in return for clients.