0
What else can I help you with?
Does homeowners insurance cover bodily injury to the remaining owner from a homicide committed within the residence?
No. Homeowners insurance is "Property Insurance" it does not provide coverage for personal injury to the insured. You should look to your medical insurance for coverage applicable to bodily injury and your life insurance policy for compensation for loss of life.
Does personal injury protection on home owners policy cover lawsuits for property line disputes?
Personal Injury ProtectionNo, Personal Injury covers bodily injuries. It would not invoke over a property line dispute.AnswerA confusing question. Homeowners insurance will protect in a general sense for any negligence against an 'insured'. The action brought would need to meet certain criteria under the homeowners policy to trigger coverage - namely an "occurrence" causing bodily injury or property damages - property line dispute is fairly vague - if a fence building on incorrect spot for example - homeowners would coverage damage caused by improper placement of fence (landscaping repairs, etc)
Does home owners insurance cover law suits?
Yes, Your Homeowners Insurance Policy can provide for Legal Defense costs in certain types of legal actions that seek liability claims against the insured. especially if a suit has arisen out of home ownership. Contact your Insurance Agent if you have one, otherwise the company 800 number and enquire. A description and a little detail could quickly allow your insurer to advise of available coverage under your policy. Additional Coverage exceeding and supplementing to your Auto and Home Insurance may also be available to you if you have a Personal Umbrella Policy in Place.
Can a person sue a homeowner after suing the home insurance company for the same accident?
Generally No. If you have already sued the Home Insurance Company, then you have already sued by default the Homeowner. You can not have sued one without already having sued the other. If a property owner is liable to you for an accidental injury, The home owner may have insurance to cover those liabilities. The insurance company would not be the cause of an accident. If you sue an insured homeowner, their insurance company is only enjoined in the suit by virtue of the coverage provided to their insured home owner who has been sued. The homeowners insurance company may cover the cost of defense of the suit filed against the insured homeowner and may pay awards or judgments up to the limits of the homeowners insurance policy on behalf of that insured homeowner. Bear in mind that the Insurance Company is not liable for an accident, The insurance company may be liable for damages and awards based on assertions and finding of liability on the part of the insured homeowner. If your suit failed (or you Lost the suit), Then that means the homeowner was found not liable for your injuries. If you have accepted a settlement from the insurance company, that settlement will have settled your claims against the homeowner.
Does liability insurance cover punitive damages?
The best source of information would be your insurance agent. Not all policies are the same. But generally you can have coverage for punitive damages if you select the option when you purchased your policy. The cheaper the policy, typically the less the coverage.
Does homeowners insurance cover a non licensed in home daycare for personal injury?
It depends on the terms of the policy, but it's really unlikely that an insurance policy would cover illegal activity.
Does homeowners insurance cover demolition?
Yes. That is covered on a homeowners policy.
Will homeowners insurance cover university student?
A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.
Does homeowners cover a murder of a person on the policy?
Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.
Does Allstate cover lightning strikes in there homeowners policy?
All homeowners policies cover damage caused by lightning.
Does homeowners cover removal of honeybees?
No. Damage from insects would not be covered on a homeowners policy.
Does a standard homeowners insurance policy cover the death of the insurer?
No, Homeowners Insurance does not provide the coverage of a life insurance policy.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover theft if your policy lapsed?
No.
Can homeowners insurance cover a new heater if faulty?
No, but if you have a home warranty policy that policy may cover it.
Will AAA homeowners insurance policy cover overflow of water from sink?
No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.
Will Homeowners insurance reimburse for mortgage during renovation?
NO, your homeowners policy will cover 'additional living expenses' but will not cover your mortgage.
