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Insurance

Insurance comes in a variety of forms. You can insure your car, your home, your personal property, even your life. By paying a periodic premium, you can be protected and even compensated against future loss or damage.

54,342 Questions

What is news coverage?

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Asked by Wiki User

news is anything new and intersting, something that is relating to what is happening around ur commuinity or something that has not occured befor.

Do they Collect Mail on Sundays?

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Asked by Wiki User

The United States Postal Service is not open and mail does not run on Sundays.

Mail doesn't deliver on Sundays however people who work for USPS do work on Sundays. Not all branches though. They do however transfer mail by trucks on Sundays.

Where can one find an inspiration quotes online?

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Asked by Wiki User

The website called "wisdom quotes," is a good place to find inspirational life quotes. Another place is hubpages. Here they have a lot of authors that post different quotes that range from funny to inspirational.

Where can one purchase insurance books from?

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Asked by Wiki User

The best place one can purchase insurance books are from any local bookstore or even online at Amazon, Ebay, etc. It is best to do your research first to find the exact books on investments you are looking for.

Does homeowners insurance cover trampolines?

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Asked by Wiki User

Some may but in general they are considered exposures to risk and will be excluded or your coverage may even be canceled. You will need to speak with an agent or agencies in order to find a company that will accept a trampoline risk.

A sentence with the word insurance?

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Asked by Wiki User

Example sentence - I knew I could find more affordable insurance by shopping several insurance companies.

Does farm bureau home insurance cover a carpet damaged by children?

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Asked by Wiki User

Check your insurance policy. If you selected medical coverage when you purchased your policy. There is usually a small amount (about 500 dollars) of medical for the named insured that covers minor house hold injuries. Otherwise you would need to look to your health or major medical insurance policy for personal injuries.

Can a spouse contest life insurance?

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Asked by Donnawbeaver

Contest it how and why? I am going to have to assume that you are saying someone died and had a girlfriend or someone else as the beneficiary on a life insurance policy and not his wife. If this is the case she can try but she will not be successful in contesting it. A life insurance application and policy make up a legally binding contract. If he did not put her as beneficiary it was because he was forgetful or didn't want to leave her the money. In either case the court will side with the only evidence of his intention which is his last beneficiary designation which was signed and witnessed and is legally binding. She will be wasting legal fees.

Are life insurance license exams hard?

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Asked by Wiki User

Check your state's insurance licensing requirements online. Enter your state's name and the words "insurance" and "license." Go to the official state site first.

Can you buy term life insurance on your adult son without his approval?

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Asked by Wiki User

Yes, as long as you would be economically deprived "insurable interest" if they were to pass away. For more information see www.SteveShorr,com/life.htm and click on the link for Confidential Life Insurance

NO. Even on the site that's advertising here it points out that the company that will do this only does so if there is a contract between the two parties. And it does not cover blood relatives or spouses. So no, not for your parent. Not for a current spouse.

Where can one apply for skiing insurance?

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Asked by Wiki User

Yes, there is such a thing. You will be able to find out from travel agents etc. While booking your ski holiday you should be offered the option of taking this insurance out anyway.

Does George Soros own Snopes?

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Asked by Wiki User

no justs funds snoops

What can disqualify insurance sales license in Illinois?

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Asked by Wiki User

Your best place to find this information is to look at the Department of Insurance for the State and see what the qualifications are for getting a license.

Who has life insurance?

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Asked by Wiki User

Just about anyone with the premium. If you are asking who you can buy it for and be benificiary, contact your agent, some states have laws pertaining to who's life you can insure. There is no stopping anyone from buying life insurance. From children to senior citizens, from those in the pink of health to those with chronic health issues, there is a policy out there to suit everyone. Rather than ask who can buy life insurance, you should ask yourself if you need life insurance. And the answer will always be a resounding yes. Life insurance can help plan for the future and prepare for any untoward tragedy in your family. Life insurance can be used as a replacement of income, to pay for funeral expenses, pay off debts and mortgages and look after your family when you are no more. There is no reason for anyone not to opt for an insurance policy and secure his or her future.

What is the most popular student home insurance company in California?

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Asked by Wiki User

Most of the banks and insurance companies in Canada offer "house" insurance for students. This includes the Royal Bank, TD Trust, some Credit Unions, Great West Life and Wawanessa Insurance. It usually is called Apartment Insurance and covers contents. Special riders allow students coverage of valuables as well.

Can men get insurance through Sheilas Wheels?

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Asked by Wiki User

Men are able to get insurance through Sheilas Wheels.Even though Sheilas Wheels caters to woman they do say that men are welcome also. They warn people though that the benefits are not appreciated by men as much as they are by women.

Does homeowner insurance cover water damage from toilets?

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Asked by Wiki User

Generally, yes, BUT it depends on several things which you need to check out with your insurance agent and possibly an attorney: * Whether or not it is covered or excluded in your policy. * The insurance laws of your state. * The circumstances of the water from the toilet causing damage. Again, you need to discuss this with your insurance agent, and depending on his/her answers you may need to follow through with the other sources.

Insurance says that you need to put a fence around your pool does a fence around the whole backyard count?

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Asked by Wiki User

Many insurance companies will require at least a 4 foot locking fence around the pool. Even if the company decides to write they policy, they may exclude liability coverage due to the pool being onthe property. Read you.r policy carefully and shop around.

When would a misrepresentation on the insurance application be considered fraud?

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Asked by Wiki User

Misrepresentation in insurance mainly occurs during filling up of proposal form whether by the proposer or by the agent. There is a tendency among many proposers to conceal pre existing diseases which becomes fatal when any eventuality occurs. Suppose, in medical insurance, a person of 40 years did not

mention that he is a diabetic. The same person had a heart attack and from the prescription of the doctor it was amply proved that he was a diabetic. Now the Insurance Co. has every right to deny the claim on the ground that the person concealed his pre existing disease while filling up the proposal form for medical insurance. Similarly, an alcoholic took a life insurance and did not mention in the proposal form about his alcoholism. Now, the said person died in a road accident while driving and it was proved from the viscera report that he was under the state of intoxication. Where as the nominee was supposed to get double the sum insured as double accident benefit, the insurance company may not allow a single dollar for a silly mistake as many people are not aware that a simple declaration about taking alcohol one peg a day would have saved the day. Though I will not vouch for mis declaration as sincerity and honesty pay in the long run.

I will further cite two examples which will reveal how misrepresentation in insurance emptied their exchequer. In India, jute barons used to put huge jute wastes on fire and claimed before Insurance Company under their Fire Policy showing huge loss, in connivance with surveyors and forced the Insurance Co. to honor their claims,knowing full well that they were entirely fictitious. Before implementation of cash less scheme, many unscrupulous people used to get themselves admitted to Nursing Home under individual insurance policy,stayed for 24 hours with no disease/illness at all,submitted their reimbursement claims before Insurance company that too, in connivance with nursing home officials. The insurance cos were reluctantly to admit their claims, knowing them to be superfluous.

Does insurance cover damage from a hot water heater?

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Asked by Wiki User

They can be. There's not really enough information in your question to give a concise answer.

Some questions to ask yourself:

Are their exlusions in the policy that would not cover this? (read the policy)

Was someone negligent in setting the water temperature (i.e. did someone crank the thermostat all the way up and create a hazard)?

If the burns are simply an accident, then you may be covered. Again, read the policy. If you are being sued by someone not in your family that was burned in your home by hot water, consider getting the opinion of a legal professional on how to handle the situation.

If a family member has been burned accidentally, using medical insurance may be a "better" option than filing a claim with your homeowner's insurance.

Good luck with this one. I hope that no one has been seriously hurt.

Whats the best recreation vehicle insurance?

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Asked by Wiki User

It is really a matter of opinion. Some may think that one insurance is better than the other. State farm is one company that many people believe to be the best recreational vehicle while others may believe that Progressive is.

Where might one go online to find information about different kids clubs?

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Asked by Wiki User

If one wants to find out information on different clubs for kids then it is worth looking at clubs such as Guides Brownies or Boy Scouts. Other clubs include the Disney Club for Disney related items. All of these clubs have their own websites that can easily be looked through.

Do NFL players have health insurance?

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Asked by Wiki User

While they are playing, they are well looked after. They also have benefit plans for their retirement (from the game) How good the plan is depends on how much they contribute. Contracts can include excellent benefit plans. As an example from football, that murderer Simpson got ten million a year in retirement moolah.

Are teens covered under their parents auto insurance?

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Asked by Wiki User

You have the option to add your teen to your auto insurance policy, or you can buy a "stand alone" policy from an agency that specializes in providing insurance for teens. Companies that provide car insurance for teens only place certain restrictions and requirements on teens' driving habits, such as attending driving school and not driving after dark, which allows them to keep rates down.