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Auto Accidents

For questions and answers on these topics: determining who is at fault; insurance; accident statistics; and, trends and automotive safety issues.

2,604 Questions

What is the best way to approach a curve in a road while driving?

slow down before entering and then accelerate while going around

Does my auto insurance have to pay a death benefit to survivors if a one car accident causes a death?

The term "death benefit" refers to a payment made as a result of a life insurance policy. In the case of car insurance, if there is a lawsuit for wrongful death, and a payment is ordered by the court, then the car insurance will pay. That is not exactly the same thing as a death benefit even though it is a payment made as a result of a death.

In a two car accident who is responsible for the deductible?

If you are going through your own insurance, you are responsible for your collision deductible. If the other person is at fault, you can go through their insurance under their liability coverage so you do not have to pay a deductible.

Which princess died in a car accident?

Two in modern times. Princess Grace of Monaco- September of l982, and Princess Diana of Great Britain- in September of l997. Both were blondes. It can also be added that Queen Astrid of Belgium died in an automobile accident ( involving a Packard l20 by the way) in Switzerland in l935. There were all kinds of nasty rumors. She was not buried in a turtleneck sweater. She had what became later known as a ( Halo Cast) and a small display crown was placed over this at her viewing. True, her neck was broken.

If you have full coverage insurance and have a car accident will the insurance company pay off your car if you still owe on the car?

If you're filing the claim through your own collision coverage, your car insurance will pay the actual cash value (ACV) minus your deductible at time of loss. This may not be enough to cover loan due to interest, negative equity, etc. You can look at buying gap coverage either through your finance company or your insurance company if this concerns you. The best available resource for determining your ACV is www.nada.com.

How many feet will average driver going 50 mph travel from the moment he sees danger until he hits the brakes?

to my expierience in my current vehicle I have calculated that I can make an emergency break at 50 miles per hour of 8 to 12 feet.

What happens if you are in a car accident in Illinois and have no car insurance?

First of all driving without a proper car insurance is illegal act and it should not be practiced any where whether you are in Illinois or any other part of the world. In that case police might take you under custody for driving illegally.

So I would not suggest any further advice on this as the case becomes void as soon as it enter the court.

But you can visit my website Law Office Of Scott D. DeSalvo LLC Illinois for any other enquires. I will be happily obliged to help you.

What would you do if you see a car accident?

In this order,

# Offer whatever first aid assistance I can to those who are injured. # Inform the emergency services, if no-one else has done so. # Take note of car registrations and name of those involved. # Await the arrival of the emergency services and tell them what I saw.

Who is at fault in a 3 car accident if car 1 is at a complete stop at a stop sign car 2 is cut off by car 3 and car 2 slams into car 1 Car 3 has no damage whatsoever?

Since car 3 was the initial cause of the accident, car 3 is at fault. If car 3 had not cut off car 2, car 2 would not have hit car 1, and if that was the case there would not have been an accident. As I said, car 3 is at fault. Hope this helps.

How do you write a report on an accident you have witnessed?

Just write down exactly what happened in your own words. Give any details you can remember. You are not a police officer so cannot be expected to write a report they way they do. If the officer can read your account he can ask you any questions he feels needs to be answered. Do this as soon as possible while the accident is still fresh in your memory.

Who pays the claim when you are hurt in a car accident?

It depends upon situation If it's non fault accident claim, insured individual does not have to incur any loss and additional advantage is that the policy holder gets reimbursed by the company.

3 car accident car was pushed in to me by speeding driver who has no insurance will middle car who was pushed into me insurance cover repairs to my car?

If you have collision coverage on your policy insist that your insurance company pay to repair your car, subject to your deductible. This will guarantee a couple of things:

1. The repairs are done quickly.

2. Most insurance companies will guarantee the repairs for the life of the vehicle. So if something goes wrong down the road, you'll be able to deal with your own company.

3. Your insurance company will seek to recover their payout as well as your deductible through a process called subrogation.

If you do not have collision coverage then you can ask the middle car (the one immediately behind you) to pay for the damage. Technically this car was stopped too close to you and had they given more distance they would not have hit you.

If neither of these solutions work, then you should obtain an attorney and sue the speeder. Any time you are not at fault in a car accident you should definitely seek out legal counsel. The primary reason you purchase insurance is to protect you from financial catastrophe when you are at fault. Car insurance is really not designed for you when you are not at fault.

If a car is illegally parked on a private property and is hit by the property owner's vehicle while backing out Is the owner still responsible for the damages?

probably not. if vehicle is illegally there,then they dont have your permission to be there. you are not responsible for the care of the vehicle nor for damage that occurrs.

Usually, yes.

As a general rule, a stationary object cannot be "at fault" in a motor vehicle collision.

What is the punishment for careless driving in England?

  • Careless driving, inconsiderate driving and driving without due care and attention carries up to £5,000 fine, 3-9 penalty points and a discretionary ban.
  • Causing death by careless driving can carry up to 5 years in prison, and a driving ban for a minimum of one year
  • Causing death by careless driving when under the influence of drink or drugs carries 1 to 14 years in prison, an unlimited fine and a driving ban for a minimum of two years

How many car accidents in 2008?

According to the National Highway of Transportation and Safety there were 5,811,000 reported car accidents in 2008.

Car accident car owner refused to provide car insurance info?

If the accident was your fault - he may want to avoid his insurer finding out as even if it was not his fault his insurance premuim would go up if it was officially reported. For most little "prangs" etc it is cheaper to not get the insurers involved and get the cars repaired at your own expense - this way you do not incur your excess fee and your premium will not be increased.. It you make a claim, the insurer will be sure to make both parties pay for it in increased premiums for at least 5 years.

Another View: WIthout researching the traffic laws of all 50 states, I feel relatively safe in saying that all states REQUIRE that colliding operators exchange theiir information.

If such an instance occurred to you, report the other party's llicense tag number to police. They could be charged with failing to identify themselves- maybe not as serious as hit and run but there is a charge in some jurisdictions called "Leaving after Colliding."

What is the skid mark length to miles per hour ratio?

There are many variables including vehicle type, road composition, etc. The following examples are for dry asphalt, passenger car, dry road, no antilock brakes. 30 mph is 40 feet, 40 mph is 71 feet, 50 mph is 111 feet, and 60 mph is 160 feet.

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