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Auto Insurance Claims

Auto accidents do happen. Most countries require automobiles to be insured to protect individuals from damages or losses arising from these accidents. Policy holders must file an insurance claim before they can avail themselves of the benefits provided by the insurer.

9,415 Questions

When did Cormier Village hayride accident happen?

Cormier Village hayride accident happened on 1989-10-08.

How much can you get paid from a car accident?

The amount a person gets paid for an accident from the insurance company will depend on the injuries sustained.

What is the best description of implied warranty?

In contract law it is a term for certain assurances that are presumed to be made in the sale of products or real property, due to the circumstances of the sale. These assurances are characterized as warranties irrespective of whether the seller has expressly promised them orally or in writing. They include an implied warranty of fitness for a particular purpose, an implied warranty of merchantabilityfor products, implied warranty of workmanlike quality for services, and an implied warranty of habitabilityfor a home. In an auto sale an implied warranty is that the car will perform as a car should. In other words it will get you from point A to point B. It will do what a car is suppose to do.

Can an insurance company come after me for car repair damages caused by my son jumping on a car if I pay the victims deductible?

Absolutely. Not only are you legally liable for the amount of the damages but by paying the deductible you basically admitted your liability. When you agree to pay and you will agree to pay make sure you let them know that you paid the person for their deductible so you can get credit for that amount as long as the other party does not deny that you paid them.

How old do you have to be to file a police report?

you have to be at least 18 to file a report or you can talk to the police yourself, you don't have to be a certain age.

Who is at fault when you back into a car?

If you back into a car you are at fault, especially if the other vehicle was parked. You are the one with the responsibility to look behind you and to avoid the accident. If both cars are moving all bets are off.

Who is at fault when you get rear ended?

Generally when you are hit in the rear by another vehicle and both cars a re moving on a road the party in the back is deemed at fault. This is not always the case depending on factors causing the accident but most of the time it is the fault of the person who hit the other one in the rear. The reason for this is that if you hit someone from behind, you are the one who could have stopped the accident from happening. You were usually following the other vehicle too closely and did not have time to stop. This is usually the case.

Who is at fault when you hit a pedestrian?

In most states and jurisdictions the motor vehicle is at fault if you hit a pedestrian. This is because the driver has a better chance of avoiding the collision. Now if the pedestrian darts between two vehicles or jaywalks in an area between crosswalks you will have some liability as well. The driver is responsible for looking for walking people where people are legally allowed to walk but not necessarily where they shouldn't be or where they can't see a pedestrian.

Who is at fault in a three car accident?

This is like a trick question. There are many factors to consider during a three car accident as all can be at fault. In this case it's best to be specific about what kind of three car accident it is. Is it a straight chain reaction or did the three of them colided all at the same point at the same time?

How much money should you get after a car accident?

I can't exactly say how much car accident settlement costs because it varies depending on the fatality of the event. The only definite amount that can be given is how much money the victim have to spend to recover from the accident -- medical expense, trauma therapy, and damage repairs for broken materials owned by the victim (e.g. car, wheelchair, laptop, etc)

According to my research emotional pain is also considered in finalizing a settlement. Although there are no definite formulas when it comes to this, you can think of it as multiplying your medical expenses by 5 or more depending on the recovery. The court will decide whether the amount is reasonable.

If someone hits your parked car and leaves a note?

If the party leaves a note keep the note. This is a person who accepts their responsibility and is kind enough not to just leave you hanging. I truely hate those who leave the scene of an accident. I hit someone pulling into a parking lot a couple of years back and it took me an hour or so to find them in Sam's Club. But I stayed until they came out of the store. You will just need to contact the person and make sure they notified their insurance company of the incident and is proceeding with the claim. Often times, people who bang someone in the parking lot think they can just pay a couple hundred out of their pocket to fix the damages but that's usually not the case. Get their information before you give them estimates.

If someone hits your parked car does your insurance go up?

In most cases it would not go up. However, some insurance companies give a discount for having no claims and in that case any claim at all would make you loose the discount.

If someone hits your parked car who pays?

If you are legally parked there is no question that the other driver is at fault. Your parked vehicle has not chance of avoiding the accident. Only the driver who hits your car while it is parked could avoid the situation. Now the problem comes in when they leave the scene of the accident. Immediately call the police without moving your vehicle. Search for witnesses and report it to the owner of the parking lot as well if you can identify them. Make sure a police report is made.

If you have uninsured motorists coverage the UM will pay for your damage just as if the other party had coverage except you will have a small deductible depending on what you purchased on your policy. If the other party is caught, and the funds are recovered by your insurance company they will refund your deductible to you even if it takes years. If they had insurance it will be quick, if not it may take a while. If the person who hits you has insurance your UM does not get involved.

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