Auto Insurance

what you can do is to not panic and watch if anyone saw the accident. wait for a while cause you don't know if you fractured a bone or you are seriously hurt. call 911 or get someone else to help you.

new jersey

not if you havent put in a claim for it.

qwertyuiop[]\asdfghjkl;'

zxcvbnm,./

When an Auto Insurance Claim is estimated a number of things will be taken into account.

In relation to the Car(s) involved.

Age Of Car

Pre-Accident Condition

Market Value at time of Claim

Insurance Cover

Recovery Costs, Storage, repair cost.

Usually if the cost of repair exceeds 60% of it's pre-claim value, then the insurer will "write off" the car - Not repair it. Usually they will then pay the "fair market value". Obviously, what they consider fair, and you consider fair may be completely different. Negotiation.

Never accept the first offer.

Obviously if Injuries are involved, then differing injuries attract differing compensation payouts.

Time is a factor, length of recovery, permanent disabilities, as is severity of Injury, Likely loss of earnings / capacity to earn. Traumatic experience, Whiplash, stress and other things are all contributing factors.

It is very difficult to give even a rough guess as all claims are different, plus, you have to win.

Not if it is deemed to be 100% the other drivers fault and they have insurance.

Insurance companies examine all claims very carefully and if there are any discrepancies they will not pay out on claims. Obviously in your case there was some discrepacy. If you feel that you do deserve compensation then you can contact the insurance ombudsman.

YES

depends on if you are a safe driver and has no driving or any other violations, or a naughty driver where your car has been repossed or what.

If you hit the car (i.e., you're liable for the accident), the other driver shouldn't have a deductible - your liability insurance should pay the entire claim.

Generally, an auto insurance policy does not automatically cancel upon the policyholders death.

The policy will typically continue to provide coverage to the executors of the policyholder's estate until the end of the policy term.

An insurance policy is a kind of contract, and signatories to a contract must be of the legal age of majority.

Throughout the United States, eighteen is the legal age of majority.

As long as you have permission from him to drive and/or his policy does not exclude other drivers.

Not a snowballs hope in hell. insurance companies would definitely not pay if the driver is not licenced.

It doesn't really come to average they pay by the type of car for example some people don't pay anything k

That is usually up to you and the other party involved (if any), and it will highly depend on the extent of the damage. The worse the damage, the more likely you and/or any other party will be legally required to report. Generally, if an accident is multi-party, prudence dictates reporting: in the event one party decides to file claims or legal action later on.

The option to fix the results of an accident yourself is more likely to be available if the accident is single-party (meaning the accident involved hitting a stationary object). Some may wish to employ this option for minor damage because either the cost to repair is too close or even under a deductible or because reporting such an incident can result in increased premiums.

If you disagree about the amount of money you're being offered, you should first let your insurance company know you don't think it's right. It's possible that someone made an honest mistake, and if they look at the figures again they'll catch it. If they still insist that's the right value, though, you're probably going to have to have your car appraised (at your own expense) by an independent appraiser, or possibly two if your first appraiser and the insurance company's appraiser have very different opinions on the car's worth. If that still doesn't help, you'll need a lawyer, because at that point your only real option is litigation. If the problem is not the money, but that you simply want your car fixed instead of having it totalled, the insurance company will generally offer to pay you what (they think) your car is worth, after subtracting your deductible and the amount they expect to get from selling it to a salvage yard. If you do this, you will have to pay for the repairs yourself. Also, you may have problems getting insurance for that car in the future.

2006 you remtard

The name of the man who plays the Boss in the Geico commercials is Brian Carney, son of the late, great Art Carney. Brian has been doing on screen and voice overs for TV & radio commercials for years.

Cheaper than for who: unmarried teenagers? Married adults?

Being a teenager naturally makes your insurance premium higher, because more teenagers crash and need the claim. As for being married, that shouldn't have any effect unless you also get third-party insurance too.

Yes. Until the claim is closed. You may also replace your vehicle and just be able to put the new vehicle in place of the old one. Your best bet is always to speak with your company about it and get their suggestion. NEVER just stop paying. Then you may get cancelled for non-payment making getting insurance when you want it down the road harder and much more expensive.

Not unless you carried collision coverage

You might. Many states have vicarious liability laws. Vicarious liability in this situation means that as the vehicle owner, you may be responsible for how the vehicle is used. You should consult an attorney licensed for your jurisdiction.

Your collision coverage should pay for the damage caused by hitting the tree.

Comprehensive insurance covers water damage, hail and flood. However, in your scenario, the damage was only indirectly caused by the water. Damage to your car caused by hitting another car or a fixed object is paid for by your collision coverage.