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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

Who is the boss character in geico commercials?

The name of the man who plays the Boss in the Geico commercials is Brian Carney, son of the late, great Art Carney. Brian has been doing on screen and voice overs for TV & radio commercials for years.

Is it cheaper for married teenagers to get car insurance?

Cheaper than for who: unmarried teenagers? Married adults?

Being a teenager naturally makes your insurance premium higher, because more teenagers crash and need the claim. As for being married, that shouldn't have any effect unless you also get third-party insurance too.

No auto insurance but do have gap insurance?

So called gap insurance covers only the difference between the value of your vehicle and what you owe to the bank. It offers no other protections such as personal injury & liability, or collision.

Is Mice damage covered on car insurance?

It depends on what type of insurance you have and what the damage is.

Some insurance companies have a storage plan which basically fall under Comprehensive. Since mice can eat your headliner, your wiring, plastics, etc. it really depends on how bad and severe the damage is. They may not cover something like mice eating a headliner, but if they damage the cars wiring system and it consequentially doesnt allow your car to start, than the insurance company could very well cover the costs of the harness or any parts that may have been damaged due to the rodents. Like if the wiring shorted out the ECM (engine control module) due to rodents eating the wiring and the wiring touching when you started the car.

Your best bet is to call your insurance company to find out the particular details of your coverage.

Can you be charged higher car insurance after you were involved in an accident and it was on a different company policy it was also not your fault and settled by the other driver?

If I understand your question you are in an accident not your fault and it was settled, but the insurance was through a different company than the one you had ? I think they can hike the rates.

Will comprehensive or liability insurance cover an accident that the driver tried to avoid an animal in the road and hit a tree?

Only collision coverage will cover a collision between your car and a stationary object.

A collision between your car and a stationary object is always considered an at-fault accident. Striking an animal is always considered a comprehensive claim, and thus not at-fault.

Can you cancel insurance coverage for an impounded car?

As far as your insurer is concerned, you may cancel your policy at any time.

If your vehicle is being financed, however, your lenderrequires that you maintain coverage for physical damage to the vehicle at all times. Many lenders will require you to immediately pay off a vehicle that has been impounded.


While your state has minimum requirements for liabilitycoverage, often you can surrender your registration or submit a non-use affidavit and drop your liability coverage for an out-of-use vehicle.

What happens if you have a car accident and the other person has no insurance?

That usually means that if you have any injuries, they need to pay for your car and/or medical bill, Unless you caused the crash which doesn't make a big difference seeing as how you and the other driver are responsible for the crash. Don't always go by what I'm saying, I learned this from drivers ed.

What to do after car accident for insurance claim?

A non fault car accident claim indicates that the insured individual does not have to incur any loss. The additional advantage is that the policy holder gets reimbursed by the company that he or she has been a member of.

Do you half to have insurance card in your car in the state of ga?

Yes you have to have proof of insurance.


Another answer: It is required by law if you are a resident of Georgia. A non resident can have it on his person.

If you have lost your license can you still insure a car?

This depends where you live. In some countries the car is insured itself and anyone can drive it, but in other countries a car owner is insured. In the countries where the owner is insured, you will not get insurance without a valid driving license as you are not allowed to drive the car anyways!

What is the minimum car insurance requirement in Florida?

The state of Florida requires a bare minimum coverage which is $10,000 personal injury protection (PIP). Also the State of Florida requires that Florida Car Owners have coverage for $10,000 property damage liability (PDL).

Can you park your car on your driveway with no insurance?

You can park your vehicle on your property with no insurance. HOWEVER, in some cities you must have a current license plate on your vehicle for it to be parked in the driveway and to have a current plate, you are required to have insurance. The issue here is the driveway and what can be seen from the street. Unlicensed vehicles in a driveway could be viewed as a "junkyard", "car lot" etc

If your friend has no insurance for his car can you drive it legally on your insurance?

No. The only way you could possibly be covered under your own insurance is if you purchase the car and have a bill of sale in your name and your State has provisions for newly acquired vehicles. You would also have to be driving the vehicle with a copy of your registration and your license plate. Always check with your insurer first to make sure they will extend coverage

Who pays when uninsured DUI driver hits pedestrian?

The person who was drunk behind the wheel of a car will have the book thrown at him/her, also will probably have to pay for the rest of their lives in restitution!! No bankrupcy will help in this case either, because it cannot be used in a court. So this drunk will have to pay.

In the UK it is a compulsory requirement for drivers of motor vehicles to be covered for third party liability (Section 143 of the Road Traffic Act (RTA) 1988) Driving a vehicle without third party liability cover is a criminal offence. Almost all claims generated by uninsured drivers are handled by the The Motor Insurers' Bureau, which is funded by a levy on individual motor insurance providers. Some claims are dealt with and settled by the insurance company of the injured party. So in short the law abiding UK motorist pays.

If you get into a car accident and the other person does not have insurance do you still pay the deductible?

This depends on many factors, including the ability of the other person to pay for your damages. Some insurance policies will not require you to pay a deductible. Others will. If the other person can pay for the damages, you and your insurance will not have to pay.

You were on the freeway The car in front of you hit a deer and the deer flew under your car damaging the front and back bumper you have full coverage Will insurance cover the damages in Ohio?

I don't know that specific answer but I do know from personal experience as a tow truck driver in Ohio that if you hit a deer and want to keep the deer meat that unless you get a tag from the dept of fish and game for that deer ( I think its called a waiver tag for misc. use but don't quote me on that) the insurance co. will not pay the claim. For example you hit a deer and you have full coverage, if you claim the deer meat without that tag( which you have the right to do but i would not recommend it) the insurance co. WILL leave you high and dry. Hope this helps.

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