Auto Insurance

It would depend on the car, what damage it sustains and how much it will cost to fix, compared to how much the car is worth. For example, in the early 90's, brand new Chevy Sprints, still on the dealer's car lot, would be considered totalled if the windshields were broken by vandals. This was because it actually cost more to replace the windshield, than it did to replace the entire car.

Note for Britons: 'To total' in the USA means 'to write off' in the UK.

Call 911 and let the police sort it out.

no mate they wont pay u out so u just got screwed over

182

Each state is different but in Texas you have 30 days to change your registration. I do know of people who don't change and go a long time without registration but it still is against the law.

If you are driving a car on British roads without a license then you are also without insurance, you have no right to claim for any damage to your vehicle.

You can find the vehicls weight on the door sticker of all US vehicles. The weight will be listed under GVWR (Gross Vehicle Weight Rating)

In the US we use the short ton. One ton equals 2000 lbs or 907KG

For example a 2006 Ford Crown Victoria weighs 5650 lbs or 2563 KG, just under three tons.

You'll have to contact your auto insurance agent or provider. An SR22 filing is not a type of insurance. It is an endorsement to your existing Auto Insurance Policy.

The cost depends on exactly he same things that any auto Insurance policy depends on, your age, location vehicle type and driving history

It depends on the policy provider but my Allstate Insurance covers licensed drivers who drive my vehicle with my permission. Mine also covers me when I drive an uninsured car.

County and city in which the car is garaged, age of primary driver and marriage status, driving history of drivers, replacement and repair cost of the make and model car involved, type of insurance coverage such as liability, comprehensive and collision and how much coverage.

The identified third party at fault is responsible for paying the deductible in the event of a motor vehicle accident.

Although it depends on your insurance, the driver is covered if driving with your permission.

If you have liability insurance your insurance should cover you while driving another vehicle with permission of the owner. The problem with a company truck is the limit of liability you might have to have.

The car which is driving straight into the parking lot has the right of entery into the parking space. When you are backing out your vehicle than you need to make sure that there is no vehicle which is comming in and whether it is safe. If you have already backed out more than 50%, than the car comming in should wait till you clear out .

As per the state prevalant laws it would differ from state to state. However, each one will have to claim for the damage of the vehicle under your own policy and if there is any bodily injury than you can sue the opposite driver. However, the award for property damage and injury would be paid in porpotion to the fault fixed.

When you allow someone to drive your car, you are giving them the coverage of your insurance. If they were to get into an accident, your policy would pay first.

yes, but it probably would be extremely expensive without the parents on the policy since the parents absorb some of the negative risk involved with male teenage drivers.

If they damage my car and don't want to pay the full amount it cost to get fixed

police officer

Yes it can. You will need your doctor to thoroughly evaluate your specific situation as well as be able to document the injury and evaluate your level of impairment due to injuries sustained in the accident. Your doctor and personal injury attorney should be able to properly document and report on this matter to the insurance company(ies) at fault.

Depends on the type, amount and your claim history. Usually Comprehensive claims for glass breakage....ie., rock damaged windshield, do not negatively affect your claim history unless there is an unacceptable frequency of them. Some insurance companies don't sweat small claims...under $750.00 for instance. Alot also is determined by how long you have been with your insurance company. If you have a good claim history...ie., very few if any claims...you normally will not see an increase in premium. However, if you just purchased an insurance policy and you have a claim within the first couple of days...the company will keep your policy under close scrutiny. If you have an insurance agent, then I strongly urge you to call them first.... a claim inquiry call to your insurance COMPANY opens up a claim folder/history....your insurance agent can usually answer any insurance claim question you have and also offer valuable advice BEFORE you file a claim with your insurance company.

Physical Damage from a 'Hit and Run' is usually covered under the "Uninsured/Underinsured Motorists Coverage". However, there is usually a deductible of $200.00 to $250.00 Review your insurance policy....limits will be stated under 'Insured Coverages'. In this case, the fact that you are in a 'No Fault' state is moot since you apparently did not know who hit your vehicle in the first place. Also, do not be lulled into a false sense of security by the term 'No Fault'...........that is RARELY the case and is an out-dated term.

In general, yes. Parents can insure a vehicle and add their qualified children.

Friends can insure a car and add a qualified buddy.

The premiums may change drastically when the details of an additional driver are included.

If full details are not disclosed, the insurance policy may be void and that opens the door for prosecution for not having insurance for the insured person AND the additional driver.

You cannot add someone to your insurance if they have been banned or if they have a medical condition that prohibits them from driving. Other factors may come into play. The only way to fully know if the additional driver is covered is if the insurance company speak to them directly.

Ownership of the vehicle is separate from insurance. Ownership is also separate from the Registered Keeper.

Mr Smith does not own a car. Mr Brown owns a Saab 93 but he lets Mr Smith use it to commute to work. Mr Smith is made the registered keeper so that traffic offences, parking, speeding, etc. are not attributed to Mr Brown. Mr Brown insures the car but Mr Smith is an additional named driver. Mr Brown retains the title to the vehicle.

Teenagers

i would not no still waiting it been almost 4 month i can got get a answer from state farm . how long dose a person wait