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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
Will liability cover if you hit a deer?
If you hit a deer, coverage is found in your auto policy in the "Other than collision" or comprehensive coverage section for damage to your covered auto.
Liability is available only for third parties that you injure due to negligence.
What happens when you get a ticket for no insurance?
you should probably pay the ticket and get some insurance
--or you'd get in some trouble...:(
What disadvantages of self insurance?
Insurance in general is the protection of financial loss. If you are self-insured you might be sued for more than the actual loss. You may be taken to civil court for more than physical damages. If you do go to court the cost of you lawyer is a problem. Insurance companies have figured this into the premiums and they have lawyers that already are familiar with the problems of insurance suits.
I am not a lawyer but just a consumer. So, please continue your search.
What type of insurance is the same as medical coverage?
In auto insurance, personal injury protection coverage is the same as medical coverage.
What type of insurance coverage includes bodily injury and property damage coverage?
Auto insurance includes: liability, collision, comprehensive.
Liability covers what you do to someone else's property and body.
Collision covers your car when you are at fault in a collision.
Comprehensive covers uninsured motorists, theft, vandalism. natural disasters and the like.
the answer is liability coverage
How do you sue another persons insurance company for an accident that was your fault?
If the accident was your fault, the other party's insurerhas no duties owed you.
the apponent that does have insuranc eshould pay for any damages
Yes And They Are Eric And Jack And The Oldest Is Three And The Youngest Is Two And I Know This Because Im Her Cousin Selena !
You are due a refund of of all unearned premium. Associated policy production fees are nonrefundable.
Can you Dispute auto accident bodily injury claim?
You can dispute an auto accident bodily injury claim. If you were injured, medical records exist. If someone claims they were injured, medical records exist that can be suponeded. Also it pays to have someone check on the injured party. If he claims he is bedridden and he is playing baseball, it helps to get a video. Courts decide the issues.
Is the insurance company liable to replace a stolen car with only liability insurance?
If you only carry liability insurance, that is all that the insurance company is liable for in this state.
Can your daughter drive your car if she is not insured on your policy or any policy of her own?
Yes, as long as she has a drivers license. You are the name insured on your policy all other legal drivers are allowed to drive your vehicle as an occasional driver.
A branch from your tree fell on your neighbors truck are you liable?
NO, Nobody is liable for an act of nature. You would not be liable for damage to vehicle resulting from a falling tree limb. Your neighbors comprehensive auto insurance will cover the damages.
You would only be liable if someone had warned you that the branch was dangerous and you took no heed.
What is the name of a person who drives his master's car?
That would a chauffeur. But I'm sure he doesn't call the person he drives around Master.
What is the average cost of car insurance in Arizona?
The average auto insurance premium for the citizen of Arizona is $1856 in 2009; the national average is $1,796. Even within the state of Arizona, rates have changed over the past few years. Comparing the current average car insurance rates, the average auto insurance premium in Arizona is 14% higher in the year 2009 than the year 2008. In year 2008 was 9% lower than 2007 in Arizona.
How much commission the insurance agent makes?
The amount of the commission the agent makes is no concern as to the cost of the insurance to the consumer. There is no effect whatsoever. Likewise, there is no saving to the consumer whether he buy from an agent, broker or off the internet. The only thing you give up from one to the other is expertise and options. The broker having the most options and often the most experience which may save the consumer the most money. Regarding commissions, it varies from company to company. Captive agents make a lower percentage than do brokers. It can range from approx 40% to over 100%.
Yes but with subject to Your daughter is not excluded from your policy, you do not have a "limited" policy, your daughter holds a driving licence and has not consumed any alchohol and the insurance policy is not void.
The damages to your car and to the third party property of the person can be covered up to the limit specified in your policy.
How do you get a pay off quote on a vehicle?
went to a car dealership where I bought a car because I had a accident the insurance pay off the car but the dealership will not give me my payoff
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Contact the loan company.
If you do not have car insurance can you drive someone elses car?
yes you can but if you wreck and they have insurance their car will be ok but your screwed
Does auto insurance follow the driver or the car in CA?
It depends on your insurance and where you are from.
How do you find out if the car you hit has car insurance?
You do not need to know if the car you hit has insurance if you were at fault. It would not matter if they have insurance because you as the at fault would be responsible for the damages you caused.
AnswerIf the owner of the car presented you some documents stating that his/her car has an insurance.
What is the difference between a Named perils insurance policy and an All risk insurance policy?
Most Homeowners Insurance Policies are "Named Risk". They list all the covered perils for which the Insurance company will offer coverage. So If It is not on the list, It basically is not covered.
An All Risk Policy is just the opposite. It lists all the perils that are "not" covered, On these policies if it is not on the list, then it "is" covered.
AnswerA named perils policy only covers perils listed in the policy. For example, a named perils policy will usually cover an accidental fire loss at your home because fire is listed as a covered peril. However, lets say you have a water loss at your home when a water line breaks. If water loss is not listed as a covered peril under your policy, then you will have to pay for the damage yourself, which can be expensive. For a named peril policy you need to look at the the policy to see what perils are covered.
On the other hand, an all risk policy will cover any peril unless its specifically excluded under your policy. An all risk policy provides you more coverage than a named peril policy. For an all risk policy you will look to the Exclusions section of the policy to determine what is not covered. In the water loss example above, unless water losses are specifically excluded under the policy, the loss is covered.
An all risk policy will cost you more in premiums, but is worth the price.
