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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

At what age should you add an 18 yr old to auto insurance policy?

Whatever age you are at when the 18 year old gets their permit to start driving!

Will gap insurance covers repossession in the state of FL?

Gap insurance will not cover repossession in any state or territory of the US. Repossession is not a valid claim for insurance. In fact, it is possible your insurance could be cancelled as a result of the repossession, making you high risk.

Would rim damage be covered under auto insurance?

Only if it were damaged in a 'covered loss.' A covered loss would be a collision or other loss that would be covered under comprehensive (such as vandalism). You would need those coverages on your policy.

Can you get SR-22 insurance if you dont have a car?

Yes, You can get a non owners insurance policy with an sr22 certificate for filing or you can be added onto someone Else's auto insurance policy and have the sr22 issued for your state

The SR22 is not insurance though, it's a certificate (evidence) for your state as proof that you are now insured to drive after some past violation you had.

What happens if you are at fault in a car accident?

If you haven't filed a claim with your insurance company, that's the first step. The insurance company will contact the other party and do an assessment of their damages and pay for them. If the other party is injured, then they will take care of the medical bills. If you have first party coverages (collision), they will also assess your damages and pay for your repairs. If you are injured and have first party medical coverage (PIP or med-pay), your medical bills will also be covered, up to a certain dollar amount.

What is the number for roadside assistance for direct general auto ins?

1-877-463-4732....then ask to be transferred to roadside assistance

What to do when your financed car breaks down?

When your financed car breaks down, you need to get it fixed so you can drive it and keep paying your loan at the same time. If you can't afford to get it fixed, you can give the car back to the finance company.

How much would my car insurance be on a basic vauxhull corsa 3dr and do tinted windows at the back add to the price you for a 17 years old just passed?

It's really not possible to say with that information alone. There are many factors that determine your car insurance premium including where you live, where the vehicle is kept overnight and how you intend to use the car.

Your best bet is to speak with an insurance advisor or get a quote online.

You can try http://www.choicequote.co.uk

Hope this helps

CQ

What do I do if I have no auto insurance and someone hit my car?

If the person who hit your car is the cause of the accident, then it doesn't matter if you have insurance, since the other driver's insurance company is obligated to pay for the damage (assuming that you can prove your case).

If the case the way around then the case might be a big problem. Never hesitate to get insured. It is in the mind of people saying they're costly. Think of it hitting others car.

Who is responsible for a car accident the car owner or the person the insurance policy is under and the car owners friend is driving owner insured owners friend?

The people responsible for an automobile accident are those who are operating the involved vehicles at the time of the accident - unless the cause is mechanical failure or some other event outside the control or any of the operators. The person responsible for paying for the resulting damages may be the vehicle owners or the person who bought the vehicle insurance (usually, but not always, the same person). When operator negligence is involved, the operator may be responsible for paying the damages, even though the operator is not the insured person.

Should you tell your insurance co when your child gets a learners permit?

It would be a good idea; you can expect your rates to change if you take on a teen driver, and it's better you take care of that sooner than later. (They could deny a claim, if a non-covered motorist is involved in an accident.) You may want to speak with your local agent about it.

Your son almost 20 bought his first car Does he have to get his own car insurance which is expensive or can the parent get car insurance for him and just add him as a driver?

That really depends on the situation. Most car insurance companies allow parents to pay for their son's car insurance IF he is living together with his parents AND that the car is garaged with them. If his son is living independently with his own car and has his own home where he can garage his car, then he will be paying his own car insurance.

Any wrecks resulting in claims or ticket points will be held against the parent's premium if he is merely included on their policy.

If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle?

Only if you have Uninsured or Under-insured motorists coverage. If so, your insurance company will pay the damages and will legally pursue the other party to recover the funds.

Do you have to have insurance in your name if your car is in your name?

Yes, the Registration Certification or RC of a car should match with the name mentioned in the car insurance policy document. This means the owner of a car must have an insurance policy in his name. If the name mentioned in both the documents are different, it would be considered illegal and you may have to face legal complications for the same.

So, make sure if a car is in your name, the insurance must also be in your name.

I need to know if my car is insured?

Just call the insurance company that you paid for the insurance. They can let you know if your still covered.

If you have not purchased insurance then obviously you are not insured.

Can you insure a building you don't own?

You personaly can not insure the building but the society can insure the whole building.

How do you get auto insurance license in Texas?

Anyone who wants to sell auto insurance in Texas is required to take an insurance licensure exam. At first, you need to decide if you want to sell Personal Auto Insurance or Commercial Auto Insurance because these are two different licenses. You must have an educational background related to Finance, Marketing, Economics, Accounting, or Business Administration. Auto insurance is important to protect yourself, your cars, and other people on the road. The Texas Department of Insurance websites provides links to accredited online exam providers.

If someone else was driving your car and got a DUI will your insurance go up?

There is not a definite answer to this question, based on the limited information which you have provided. A lot depends on the practices which may or may not be employed by your insurance company. Many companies can and will obtain information from the Secretary of State's Office. They would find out about the DUI case. When you obtain auto insurance coverage, the insurance company usually asks you to certify on your application who will drive the car. If you did not name your son, then they may conclude that you breached a warranty or promise to them. Some companies will decline to pay for a loss(acccident) if the driver was someone "to whom the vehicle was available for regular use" but not listed as a driver. The definite concrete answers depend on your company. If you have a good relationship with the agent, then you may wish to discuss everything with him. You may wish to take a hard line and tell your son that he cannot use the car. It is POSSIBLE (not certain) that the whole episode will slide through and your insurance company will be none the wiser.

What happens if you have no insurance and you were hit by someone with car insurance?

In ontario, The person that hits you's insurance has Accident benifits, and they will pay for your medical bills if they were at fault. But if you were drviing without insurance.. consider yourself screwed.

Pretty much the same in most states in the U.S. If they were at fault their insurance may pay for your damages but you can still be fined for driving without coverage, license suspended or revoked etc.