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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
in some places yes
If your child owns their own car can it be added to your policy?
absolutely, it works just adding a new car to your own policy except they will be the main driver, expect a sharp jump in your rate though since youngsters are expensive to insure.
What are the risks of sharing personal information?
people can use your information to get your social security number
Someone hit my car have witnesses and they are denying it what do you do?
Demand their insurance information, if they refuse call the police. Other than that, get a lawyer and take them to court - it is a civil matter.
If you have no insurance on your car and someone hit you will they pay?
Their insurance is suppose to pay if it was their fault.
That is right, but you are not insured which is against the law. That is likely to cause the normal procedure to be diffrent. If I was the agent you would get a fine (very large)!!
Another answerer says: Look at the OJ Simpson case: With enough highly-paid lawyers (or judges), even YOU can get away with murder.
What is the contribution of the insurance sector in the Indian economy?
There has been a great contribution of insurance sector in Indian economy. This has created more jobs and people are taking greater risks in investing and expanding business due to their insurance covers which has boosted the economy.
How much does sr22 insurance cost?
It costs the same amount as you pay every month for your car insurance.
Sr22 Insurance is just "Auto insurance" . The SR22 is not insurance. It's a form that says to the government that you now have auto insurance. The Sr22 is the result of some serious ticket or violation you had in the past that the State is requiring to keep your license from suspension.
When you buy your auto insurance you just tell them you need an sr22 certificate. If that company agrees, then they add it and issue you the SR22 certificate.
It's not something separate, you get it with your car insurance.
Some companies will do the SR22 for you, Others will just reject you because of the sr22 violation requirements as high risk.
Just call around or check some webs and compare some some rates. Lots of companies will sell it to you.
Auto insurer refuses to pay full amount of at fault accident?
There could be a couple of reasons why the Auto Insurer is refusing to pay full amount of at fault accident: a) There would be a deductible condition in the policy - which would mean that you will have to bear or pay the deductible amount out of your pocket. b) If this is the claim amount for the vehicle - it would be a part applied to depreciations of the vehicle. c) If the claim is above the total coverage (limit of Liability) the insurer might have paid his share up to this limit and so you would be responsible for the amount which is above this. Remember that the insurer would not refuse to pay you once he has admitted liability unless it is not payable as per the policy condition. Please go through the policy conditions and asked the insurer for his reasons of non-payment.
How can you get money after a car wreck without insurance?
Who is it that doesn't have insurance (your, or the 'other' person)?
If you don't have insurance and are at fault there is no way you can receive any money for the car.
If ther other person involved is missing insurance then you will still be covered if you pay for collision or uninsured motorist.
Can an insurance company cancel your insurance in a catastrophe?
No, No insurance company in America would cancel your policy simply because you have experienced a disaster or have a catastrophe pending.
However, If you have missed your premium payment, your renewal or have a non-renewal notice pending, the mentioned pending catastrophe would have no effect on your expire date or cancel date. So if your policy has been cancelled or non-renewed, a pending catastrophe will not nullify the policy cancellation or expiration.
In simpler terms. The company will not postpone or move your cancel or expire date due to a impending catastrophe. but they also can not cancel your policy just because a catastrophe is on the way.
AnswerI am only licensed in Virginia, so my answers are directly for Virginia only. But, this may help. Your policy cannot be cancelled due to claims. However, your policy can be "non-renewed" for claims. Even in a catastrophe. In either case, the claim would be paid assuming there are no other problems like lying on an application/fraud. Lastly, each admitted company in Virginia is required to state their requirements for the insureds and their premium calculators(underwriting/actuary) to the state. So, your premiums and reasons for cancellation/non-renewal are set ahead of time. This is a contract which cannot be changed mid-term without cause. So, your insurance cannot be changed, altered, or cancelled without a reason.If you damage your own car will your insurance go up?
Sure will if you turn it into the insurance to be fixed.
Your car is finaniced and the insurance has totalted it how does that work for you another car?
If the car was financed, hopefully you aren't upside down in the loan (meaning you owe more than the car was worth). Or it you do, hopefully you have GAP insurance.
If your car was totaled by the insurance company, the insurance company will buy your car from you. The price is determined by other vehicles just like yours with the same miles and in the same condition. These adjusters that come to look at your car and determine a price do the same thing every day year after year. They are pretty quick and efficient in determining your car's value.
Your insurance agent will have you come to the office and sign over the car to them, along with any keys you might have. Depending how much money was owed on the car and how much they bought your car for, they may or may not give you a check. They will definitely give your finance company a check.
Now it's off with you to find another car. Make sure to call your insurance company after you purchase something to update your policy.
How soon after you buy a car do you have to get car insurance?
Usually before you drive it off the dealers lot. Many policies give you automatic coverage for newly purchased vehicles for a certain number of days up to the maximum coverage on you other vehicles. You need to read your policy and check with your agent on this matter before driving the vehicle. I have seen many car dealers tell people they are automatically covered if they have insurance and under many policies they do not have coverage. IF you drive off the lot and have an at fault accident you could be responsible for all damages and still have to pay the bank or finance company fora vehicle that is now wrecked when it could have been prevented with a phone call to your agent.
If you buy a used car on Saturday is it covered on your current insurance in Arizona?
As with any Insurance Company, as long as you registered the car with your car insurance company, then you are covered either same day or next billing cycle. Usually same day.
If your parked car was hit and run are you covered?
Depends on your insurer. Contact your insurer for more info.
Does a red car make insurance go up?
no. Insurance is based on model, make, your age and location. Not color.
Some insurance companies like Progressive will cover a non-owned vehicle meaning a vehicle in which you have no legal or financial interest. Check around if your insurance company does not provide coverage to non-owned vehicles.
How much is auto insurance going to cost for a first time driver?
about $100 a month depending on the state
How much is monthly car insurance for Mercedes Benz?
Auto insurance costs vary depending on many things including:
The provider
Driver statistics (ie age, criminal history, traffic record, etc)
Age and type of car
Location
Type of coverage
Your best bet is to contact a variety of providers in your area to determine which will provide you with the best price for the coverage you need.
I'm Not sure who you insure through but any minor over the age of 15 MUST be added as a driver on the policy. It does not matter if she will drive the car or not, she still must be stated on the policy and be insured for all cars. at least that's the law where I live.
Is there any cheap car insurance company with low monthly payments?
Auto insurance rates vary based on levels of coverage selected, individual driving history, and the type of vehicle you wish to insure. Best way to find low rates is to contact multiple providers, provide them with all of the information necessary, and see which works best for you.
Do you need Insurance if you have a valid driver license?
yes because there might be a drunk/reckless driver and you need insurance if you're in a crash to cover damages
