Auto Insurance

Yes you can. By being a co-owner of the vehicle you have an insurable interest in the vehicle. You will have to find an insurance company that will allow you to be excluded since you don't have a license to drive. Most companies will not allow the policyholder to be excluded. If you find one you will have to list the other co-owner as a driver as well as an additional insured. The second part of your question is also yes. If there is an accident with this vehicle you will be responsible and if a suit is filed you will be named in the suit. This is why I recommend that even if the other co-owner gets the policy in their name that you be listed as an additional insured so that you will receive any notices sent such as cancellation notices and renewal notices so that you can keep up with the policy.

Generally, the insurance that you had on the prior car will remain in force for a stated period of time--certainly long enough to bridge the weekend. You should, on the following business day, contact the insurance agent and advise of the replacement vehicle.

Note that if the prior car was paid off and if you dropped collision/comprehensive coverage, you will likely be required to maintain those coverages if you financed the new car.

Yes. You can add and have an obligation to add anyone who drives your vehicles. This does not mean that you can add their vehicles onto your policy. You cannot insure a vehicle that you do not own.

Most likely you will have to supply this information. I take it that since you are asking the question they have requested one from you. Fill out the form and get it back to them quickly so you can get your claim paid. What difference does it make to you anyway?

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A DIFFERENT ANALYSIS:

W9 is an employer identification number. For an individual, the Social Security number is the equivalent. In an insurer is paying compensatory damages to an insured or even to a third-party, the insurer wants to be sure that the correct person is being paid. Therefor, proof of identity, such as a Social Security number may be required.

Perhaps. Do you have him listed on the policy as required as a driver. If he lives in your household your policy probably requires you to have him listed as a driver or excluded.

If this person is a member of your household or a regular driver of the vehicle then you have lied to your insurance company and on the application. This is material misrepresentation and will void the coverage on the vehicle. This means they will not pay for any damages or injuries caused by the accident. Insurance companies do not like it whenever you loan your vehicle because they have no way to evaluate the risk. If you are doing it intentionally to avoid paying premium for a minor or person who should be listed then they will deny the coverage and most likely cancel your policy.

If what you are asking is whether you may operate the equivalent of a taxi service in your private vehicle, you generally can. However, insurance requirements are altogether different for this than for a private passenger vehicle used for personal transportation. It would be deemed to be a commercial vehicle and would have to be insured as such. Further, the State, municipality, or counts in which the car is operated for this purpose would have insurance and registration rules governing it.

Generally every state has a Department of Insurance or Insurance Commissioner's Office that regulates insurance companies, agents, and agencies. They may have other regulatory responsibilities as well. In Georgia they also handle several other issues including being the State Fire Marshall.

If the 16 year old grandchild lives in your home or drives your vehicles then yes you are required to add him or her you your insurance as a primary or secondary driver depending on how much they drive.

Driver's licensure is a condition of getting auto insurance.

Yes, if you have this coverage on your policy it provides coverage for a hit and run situation as well as other cases. One note is that you need to make sure that you call the police and get them to make a report as soon as you notice the damage whether it is an accident or an incident in a parking lot.

An affidavit is merely a legal recording of your statement either in writing or recorded of your side of what happened in the incident that occurred. The adjuster will get a statement of affidavit from both sides and along with the police report, they can make a determination of who was at fault in the accident or incident.

Yes, you can cancel a policy anytime you want to if you are the policyholder. I always suggest that you wait until the adjuster has a chance to look at the vehicle and determine if it is totaled or not before cancelling. Speak with your agent about this matter as well. In some states you need to cancel the tag before cancelling the insurance or you will incur a fine. If it is financed you will also need to consult the finance company as well.

If you were injured in the collision, and have health insurance, one option is to seek medical care and submit the claims to the health insurance insurer.

Even if you were not hurt, you could make a claim against the at-fault driver and the owner of that car. If you were hurt, keep in mind that most States limit claims against at fault parties to cases in which you, the injured party, sustained a permanent injury. Permanency is determined by the treating physician(s).

Geico offers renter's insurance for as low as 12$ a month. More specific quotes based on your location are available on Geico's website by entering your zip code.

There are a number of websites where one can find auto insurers online. One of the best ways to find them are through comparison sites like 'Compare the Market', 'Go Compare' and 'Money Supermarket' who will compare all the auto insurance companies to find one the lowest price.

You can very easily get Geiko Auto Insurance Quotes by going to their official website. You just need to create an account and they will provide you with the best quotes they have according to your needs.

A car insurance quote from Farmer's Insurance company can be obtained by either visiting a local field office or by using the Farmer's Insurance company's website to obtain a quote for car insurance.

There are many discounts available for customers of Allstate Auto Insurance. They offer discounts to drivers who have a safe driving record. If one renews their policy prior to the expiration date, Allstate will offer an early renewal bonus.

Every insurance company I have every dealt with offers a discount for a second vehicle added to a policy. This is a multi-car discount and usually is about 20% or so.

When a vehicle is financed, you must have comprehensive, collision, and liability or 'full coverage' to protect the bank. I am not sure what you mean by 'requirements' other than that. You can also buy "GAP" insurance, for if something happened and your car is totaled and you owe more that it is worth, the GAP will make will make up the difference

You will have to call the insurance company in order to find out if the policy is in force. You will also have to be the owner of the policy or the administrator or executor of the estate of the insured to find out. Otherwise it is against the privacy laws for you to inquire about another persons financial affairs.

It has to have the coverage on the vehicle that is broken down for you to have coverage. If you have another car with roadside assistance coverage but another of your vehicles breaks down they will not pay for the other vehicles to be towed.

You can get a Geico car insurance quote off their website. Search "Geico car insurance". To start your car insurance quote you must enter your Zip code in order to start your quote. You can get a Geico car insurance quote in 15 minutes or less! All you need to do is just answer a couple of simple questions about yourself, other drivers and your car. Very easy!

There are several online services that offer affordable auto quotes. Some of these are Met Life Auto & Home, Ameriprise, AAA Auto Insurance, The General Car Insurance, and Safe Auto Insurance Company.