Auto Insurance

If a motorist is trying to pass you, it's important to stay calm and maintain a steady speed. Check your mirrors and ensure the lane is clear before allowing the vehicle to pass safely. If possible, move slightly to the right to give them more space. Avoid any sudden movements or actions that could endanger yourself or the passing vehicle.

Yes Geico Ins is reliable for car insurance. The company currently scores a 4.6 out of 5 stars rating from over 10,000 reviews on the Geico reviews website and 92% say they would recommend them.

Geico can make the plan affordable for you. It all depends on what kind of coverage you want and the deductible that you are willing to pay. As with all insurance the higher the deductible the cheaper the monthly payment will be.

After an auto collision, one should first check for injuries. In many cases peoples injuries are hidden by shock, so it is important to see a doctor to make sure that there are no serious injuries. One should also call the police. The police will determine the cause of the collision, which is required by the insurance companies. It is also important to contact a lawyer and your insurance company, just to make sure you can't be held liable.

"Insurable interest" refers to a situation whereby one derives some kind of benefit from the existence or survival of another object or person. For example, one has insurable interest in one's house or car, but not that of one's distant relatives.

Geico Insurance quotes can awkwardly be retrieved from the Geico Insurance website, or by calling the Geico quote hotline. By simply entering your ZIP code and other information you can get a quote within minutes.

Car insurance in Canada is regulated by the IBC, also known as Insurance Bureau of Canada. The IBC governs over the laws and limitations of insurance contracts and related aspects.

No, you are misstating what GAP coverage is. GAP insurance is a separate type of insurance that you can purchase as part of your finance agreement or on your personal auto insurance. What GAP does is pay the difference in what your insurance company pays and what is actually owed on the finance account for the vehicle. This is especially important when a vehicle is newer. An auto insurance policy pays either the cost of repair, replacement of the vehicle, or actual cash value of the vehicle at the insurance companies option. If the vehicle is totaled they pay ACV which on a fairly new vehicle is less than the purchase price. Purchasing GAP insurance is usually far less expensive when purchased from your insurance company than the finance company.

I believe you are saying one care is parked and is hit by another car that leaves the scene of the accident. If your vehicle has uninsured motorist coverage then the UM coverage will pay to repair your vehicle less your deductible. If later a witness or the offender turns himself in and your company had already paid, the other party will reimburse the insurance company and they will reimburse you for your deductible.

If you are hit by an Uninsured Driver you should take the following actions- Contact the police, get information from and on any witnesses that saw the accident and get photographs of the vehicles and the accident scene. Another important step to take beforehand of the accident is to make sure you have Uninsured Motorist Insurance on your Car Policy.

Absolutely your business could be liable if the person is working for you at the time. Their insurance would be primary but you could be found secondarily liable. You can purchase a coverage called hired and non-owned coverage as an amendment to your business auto or liability insurance which would provide you coverage for this type of incident. The coverage is usually very inexpensive as it is secondary coverage.

Auto insurance companies generally offer a comprehensive auto insurance package that covers the basics, as well as emergency road service, additional insurance to cover mechanical breakdown and it will reimburse you for rentals. Both Countrywide Insurance Group and Geico offer rate quotes on their websites.

Usually you can. The reason for this is that the insurance company generally has not access to know if the tag is valid or not. Insurance companies in Georgia do not ask for a tag number but on the vehicle identification number. The insurance company here reports to the State when a vehicle is insured or cancelled but probably does not have access to those records themselves. The company is interested in the drivers license history and claims history which they do have access to.

Not in most states. The other person who was at fault's insurance will pay for your injuries as well as damage to your vehicle and property.

I hope so as got their homeowners policy

There are far too many factors in computing insurance rates to answer a question like this on a forum. You only gave that the person is a 60 year old female. Is she married; does her spouse drive; does she have any tickets in the last 5 years; has she had any accidents or claims in the last 5 years; what state does she live in; what is her zip code where she lives; what kind of car does she have; does she have any other vehicles; what liability limits and uninsured motorists coverage does she want; does she want physical damage coverage on her car; what deductible; what is her credit score; does she drive to work; how far is to her work; are there any other drivers in the household;etc. You see there are way too many factors to compute a rate for insurance.

There are far too many variables to ask a question like this and expect a reasonable answer. One person may pay $350 a year and another may pay $4500 a year depending on all the variables.

If the insurance company agrees you can sign an exclusion which would be a legal document stating that you will not allow your 17 year old to drive any vehicles in your home or possession and that if they do drive such a vehicle you agree that the insurance company is in no way liabile for any damage done and that no coverage applies from your insurance policy.

If you failed to contact the police after the accident you may be in serious trouble here. You have no proof that an accident even occurred except for the damage to your vehicle. Do you know the other party? If not why would you allow them to leave without getting some information from them? This sounds fishy to me and I'm sure it will to your insurance company as well. Unless you plan to just pay for it yourself, I would recommend that you tell the company the whole truth in the matter and not try to make up something to help a friend as they have seen it all.

I don't think it violates Connecticut insurance regulations. But you should be able to cancel the policy and get a pro-rated refund or full refund.

The unlicensed driver is responsible for all damages. If they are a minor the parents may be forced to take responsibility.

Sadly, the owner of the vehicle MUST make any insurance claims they are eligible to make.

The owner can ask the unlicensed driver to pay any excess on the insurance and even take them to court if they refuse to pay it.

The driver of the vehicle is responsible to pay any amounts not covered by the vehicles owners insurance, including damages to the car.

If the insurance premium goes up or you loose your no claim bonus then I'm sorry but the driver is not liable for that.

If the unlicensed driver drove the vehicle without permission from the vehicle owner then the vehicle owner must report that the car was stolen at the time of the accident, then provide the insurance company with the police report number (you can tell the police you don't want to press charges). Under these circumstances even if the insurance company pays out damages for the vehicle they may chase the unlicensed driver to pay them back.

"Full coverage" is usually interpreted as meaning that it is covered for both physical damage and liability coverage.

When an insurance policy is purchased, among the factors that are considered by the insurer in accepting the risk is the make and model of the vehicle, the location at which it is principally garaged, the number of miles driven, and importantly, who will be the main drivers. Without question, any insurer will require that any driver of the car be licensed to drive.

Therefore, the broad answer to your question is, no.

For the same reason you cannot rob a bank, it is most likely the law in the State where you live. Also it would be terribly stupid and irresponsible not to carry auto insurance. If you have an accident and hit someone else where it is your fault you will be legally responsible for all damages to their vehicle as well as injuries, deaths, loss of income, and any other cost that you may do to the other person. The insurance policy takes this risk from you as well as paying legal fees and even defending suits where someone blames you for an accident you did not cause.

Ask them. With the current privacy laws you cannot find out someone else's business unless they tell you or you have a very good reason to have this info. The only case you would need their info is if you had an accident with them and in that case it would be on the accident report. This is the only way you can find out about someone else's auto insurance.

No. You can only insure a vehicle that you own. The only situation where this is different is a married couple.