0
Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
Does full coverage insurance cover my car if someone else drives it?
Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.
Does my insurance cover a friend driving my car?
yes because if you have insurance on your car as long as you name is on the title and you were in the car with your friend most likely the insurance will cover it
Who knows. Even if they do, you have no insurance coverage and they have wasted their money. The insurance company can not and will not pay any claims arising out of any incidents with a vehicle that does not belong to to the policyholder. Purchase your own insurance. It is a legally binding contract in which you state that you own the vehicle and that you have listed all household members and/or drivers and that you agree to notify the insurance carrier of any changes to such.
How do you file a claim against someones car insurance when they hit a house?
you get the insurance info. and have them look at the damange. make shoure you have a police report.
How much do people pay for car insurance?
This kind of question is impossible to answer correctly. There are far too many variables that go into the calculations of rating an auto insurance policy. One company I deal with has 44 classes just to classify each driver. Other variables include vehicle, tickets, accidents, claims, prior insurance coverage, married or single, multi-car discount, claim-free discount, zip code territory, credit rating, miles to work, account credit, etc, etc, etc. There are far too many factors to consider to estimate insurance or give someone an average.
Can you insure a car on a fleet Insurance policy even though you don't own it?
No. You can't insure a vehicle that you do not own. You must have an insurable interest in a vehicle in order to insure it.
Will insurance cover accident with suspended license?
Probably not. I am certain that somewhere in your policy there's a clause stating that you can not drive while your license is suspended.
No. Absolutely not. You cannot insure a vehicle that you do not own. The only exemption of this is if the owner and insured are married and live together or a dependent child living at home. Most companies want an adult child to have their own insurance policy even if they live with you. Call your agent and ask to be sure.
Yes
What is the average cost for a 17 year olds car insurance?
There is no average cost for any age groups auto insurance. There are far too many factors that go into the calculation of auto insurance premiums to randomly come up with the numbers. In addition to the age of the driver, you have marital status, good student discounts, driver education discounts, make, model, year, of vehicle, discounts and surcharges for type of vehicle, coverage limits, multi-car discount, use of the vehicle, distance driven daily, physical damage deductibles, and many other factors that have to do with the price.
Where is it cheaper to have auto insurance 33176 or 33178?
I assume these are zip codes. It doesn't matter which one is cheaper for insurance. You are required to list your physical location where you reside on your insurance application. If you lie in order to save a few dollars you may be justifying your coverage and it's not worth it. Insurance is a promise from you to tell the truth on your insurance application and to provide the insurance company with all the information and the insurance company promises to pay claims as stated in the policy. By providing false information to the insurance company you are committing insurance fraud and material misrepresentation which will void the insurance contract.
Is there a grace period to buy car insurance for a new car?
Read your policy. Some companies and policies offer a grace period and some don't. Call your agent not the car dealer to find out.
Can you insure a person and their car on your own insurance?
No. Unless they are your legal, current spouse you cannot do it for any reason. If you do and have a claim, the insurance company cannot pay you because it's not your car and they can't pay the other person, because they do not have a contract with them. No one gets paid and no refunds are issued because you lied on a legal contract.
In case of Car accident if your car is having valid insurance policy at the time of accident then you are liable to get the claim for the loss. While different companies have different disbursement policies and depreciation charts which would be followed for claim settlement process. Turtlemint car insurance offers a fare depreciation chart and easy claim process which simplifies the complete process and helps to get the tasks done hassle-free
Do you have to add your child to your policy even though he does not have a drivers license?
Yes. Read the question on the application or have the agency repeat the question. Most applications ask for all children's information whether or not licensed if they are over 12 or so. If they do not have a license you will not be charged a premium for them as a driver. This is for information only and they may send you a letter every six months or year asking if they have gotten a license and reminding you to list them when they do. This does not mean that you can wait for the letter to add them. The company must be notified as soon as they are licensed for them to be covered. Most companies do not even charge while they have their learners permit but want to be notified when they get the learners permit and the number.
What is average price for auto insurance for 18yr old?
$300. I hate this type of question. You cannot have an average because there are far too many variables that effect the rate. Just a few are: time licensed, prior insurance, tickets, accidents, state, zip code, credit rating, type of vehicle, coverages your desire, deductibles, limits of coverage, and these are just getting started. It's almost impossible to estimate without information. I know an agent one time that would tell everybody that called for an estimate "about $100". He was too lazy to figure the rate and knew it was a 50% or greater chance that he wouldn't be there when you came and his customer service assistant would take the heat.
How do you get insurance without drivers licenses?
First, why would you need insurance without a drivers license? If you own a vehicle for some reason you can buy insurance on it as long as you are very truthful and list the drivers on the policy. You will be excluded as a driver and no coverage will apply if for any reason you drive the car.
Do you need to be on someones auto insurance to drive a vehicle?
Insurance will cover any licensed driver with permission to borrow the car.
Can you continue to insure your married son on your car insurance policy?
Usually the insurance company will want him and his spouse to have their own insurance policy as they should have. If there is some reason for him to be on your policy like the car is still in your name they will probably let you do it. Make sure he is listed as a driver, his spouse is listed as a driver, and anyone else that should be listed is on the policy. If the car is in his name and he does not live with you do not put it on your insurance as there may not be any coverage is a claim happens. Make sure the insurance company know the whole truth about the situation.
Car 2 is liabile for the first collision and must pay for Car 1's damages and injuries. Car 3 is at fault for hitting Car 2 and for the rear end damage to Car 2. This is because each vehicle is responsible for maintaining a safe distance between them and the vehicle in front of them in order to allow them to stop safely.
