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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
What car would the insurance be the cheapest?
Typically, A cheap car that has low value and not sporty. A civic may cost more than a mustang, but may be lower because a mustang is sporty and more inclined to drive fast and crash.
Can owner cancel insurance if car is inoperable for 6 months and auto is at dealership?
- Is the car financed? If it is the finance company will not allow the insurance to be cancelled
- Is the car likely to be driven or moved by the dealership? if so they must be notified before the insurance is cancelled.
Other than that yes it can be cancelled.
Warning!Vehicles that are left on the dealership property can be sold as abandoned in as little as 90 days.Is your car still there?
Can you get car insurance if your name is not on the registration?
By saying that your name is not on the registration, I assume that it also is not on the title. If you or your spouse do not own the vehicle you cannot insure it. It doesn't matter how you ask the question. You must have interest in the vehicle to insure it.
What to do with auto insurance if license suspended?
If you have anyone else to drive you places then add them to your policy as a driver and have them drive you. You'll be like "Driving Miss Daisy". In any case do not drive for if your caught driving with a suspended license your suspension will be extended greatly in addition to the fine. If your vehicle is financed, your finance agreement will require you to keep your insurance whether or not you are using the vehicle. If you let it lapse the vehicle can be repossessed and will go on your credit report.
Who does the voice of MiniMo in good2go auto insurance commercial?
He sounds like Judge Greg Mathis to me!
Does your fully comprehensive insurance cover you for another car abroad?
No. As per Motor Vehicles Act, 1988, your Comprehensive Car Insurance Policy is only valid in India. It does not cover your other car abroad.
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
Do you need a drivers license in a state to get auto insurance in that state?
This is a question that depends on the policies of individual insurance carriers. Some companies require you to have a license in the state but most do not. Most companies will let you keep your current license until the license renews then you must get a license in the state where you live.
Can your insurance go after someone that damaged your car and get your deductible back?
Yes. If someone hits your vehicle and the insurance company pays for the damages, they will go after the person who was at fault for the damages paid and after they collect all the money paid out they will reimburse you for the deductible that you paid when the vehicle was repaired. The damages were paid under your uninsured motorists coverage which has at least a $250 deductible for property damage so when all the damages are recovered from the person, that will include the deductible and you will get a check back for that amount.
How does auto insurance subrogation recovery suit work?
It depends on which side of the event you're on first. Basically, whenever you have someone hit your vehicle that has no insurance you are making an uninsured motorist claim. This is normally where subrogation comes into play but it can work the same in any situation where a third party causes damage to your property and your insurance company comes in to pay for the damages for you. In these cases you sign over your rights to collect from the third party to your insurance company in exchange for them going ahead and paying for your damages. The insurance company will then go after the party which caused the damage and collect any damages that they caused instead of you having to take them into court and then try to collect for your damages. The insurance company basically does all this for you as you assign them your rights to the insurance company.
Will points on your driving record effect your auto insurance?
Most likely the answer is Yes they will.
What can you claim in an RV accident it was the other drivers fault the Camper was totaled?
Insurance is made to pay for your financial loss due to an accident, not to see what you can get. In this case if there were no real injuries and the camper is not repairable then the insurance company will pay you the value of the camper and you will be made whole. This means you will have no real loss financially than you were in before the accident. The insurance company have the option to repair, replace, or pay the actual cash value of the vehicle. If any other items that were not part of the camper were damaged they will be included such as televisions, computers, etc.
This is a good question. Full coverage was a term that used to be used in insurance to describe a policy that had liability, comprehensive, collision and any other endorsements that the client wanted such as rental coverage and whatever else. Due to it being the day of suing over everything we don't use the term any more because too many attorneys have convinced people that full coverage had to mean every possible coverage that there is and then some even though the person knew what they bought. No individual responsibility for reading the policy or at least the declarations summary page, just sue. So now we don't say full coverage any more, we name each coverage separately.
Can you put insurance on a motorcycle and drive it if it's not in your name yet?
No. It's the same as with an automobile. You cannot insure a vehicle that you do not have an insurable interest in which generally means that you own the vehicle. If you own the vehicle or motorcycle but are still making payments you are considered the owner.
If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle.
What insurance company has a policy number of ba?
Lots. It probably starts that way because it is a business auto policy. See BA - business auto. Many companies use PA for personal auto. Some do some don't. Good Luck. Call the owner on the accident report or call the police who wrote the report and see if they will get it for you. Probably not.
How do you get car insurance on a weekend?
Being that most local companies are closed Saturday and Sundays your next option, and a lot of times the best option, is to set up a policy over the web. Many companies offer the ability to set up and pay for a policy online.
Does landlord insurance cover car damages on property?
No, that's what car insurance is for.
If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
You should have insurance whether it is your fault or not.
Is it worthwhile to have Med Pay on auto insurance?
Med Pay coverage pays medical expenses no matter who is at fault in the accident. If you do not have health insurance or if anyone who rides in your car may not have health insurance this coverage will help. Med Pay is usually not very expensive and pays for emergency room charges or more depending on what limits you choose.
Can you sue someone for not having car insurance and hit and run at the scene?
Yes, you will need to file a claim with your own insurance company. Then, you can go after the individual who hit you. You will need a paper trail as to what you paid out of pocket in order to be win that amount in court.
The insurance policy should be in the name of the registered owner of the car.It is not necessary that he should have a licence.The person who is driving the vehicle should have a valid driving licence.
