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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
Does comprehensive auto insurance cover roll over due to black ice?
No. This would be a collision claim because all roll-overs no matter the cause are collision claims.
Probably, some companies only require that you have care custody and control of the vehicle in order to be the named insured. Other companies require that you be the registered owner. The problem that arises is that the finance company usually wants to have the evidence of insurance be in the name of the person responsible for the loan. If you are the named insured but not the name on the loan then the loan company may require that the person on the loan also be on the insurance policy as a named insured. The best way to do this is to have the person that owns the car get the insurance and list you the driver as the principle operator.
Can a car be impounded for lack of insurance?
Don't even believe (even though it is used as a public safety situation used-the law), that is a flat out lie, because the minimum liability coverage required by the state won't normally cover your medical and attorney bills. If you get hit by someone with minimum state required coverage. Texas just raised the limit last year to $60K. Statistics say one out of four is uninsured in Texas. So the law works well doesn't it?
All one needs to do is follow the money when it comes to impound. Who gets a kickback an sets the fees for the impound? States and local municipalities.
Who makes the laws? The states. Who is one of the biggest lobbyists? Insurance companies. Who fines you for not having insurance? The states. So can your car be impounded for not having insurance? Technically, your car can be impounded for just about anything and it is up to the cop's discretion as to what he/she is writing ticket's for.
Now, if your insurance has lapsed on the car, depends on the cop. Technically, he can have it impounded, or he/she can write a ticket for no proof of insurance and you can go to court showing them you do have insurance on the vehicle and the ticket is commonly forgiven and discharged. There is no set answer here.
Were there other mitigating factors that spurred you question, like driving under revocation or suspension? I have very rarely seen where the car was impounded just because proof of insurance was not shown. There is usually more to it than not just having insurance. Was there an accident involved?
Unlike the first person that answered your question, I am a little more cynical and find there were other factors involve that did not get mentioned.
Which insurance is needed for car boot?
You nee to be much more specific in your question here. What exactly are you referring too?
Car boots like the Denver boot that are used for excess parking tickets?
Boots that are used for convertible tops? What are you referring to?
How do insurance companys verify you have insurance?
Insurance is a primary need because it protects you against unplanned events. It can be used as an investment tool, tool for planning your children's future and retirement planner tool. Most importantly insurance provides you peace of mind, as you know the fact that your loved ones are not dependent on anyone else in case of any unfortunate eventuality. For Insurance:
Do you have to continue paying your insurance if your car is stolen?
No, as long as you have let your insurance company know they car is stolen.
Why is it advisable to purchase auto insurance?
If you drive a motor vehicle without insurance and you are involved in a major accident where you are at fault, you could be sued for several million dollars if other parties in the accident are badly injured or killed.
It's just not worth the risk.
What does comprehension mean in auto insurance?
It is other than collision insurance. It covers hail, stolen vehicle, hitting an animal, and vandalism.
Can you Have A Registered car but have someone else on the insurance?
Only your insurance company can answer that - mine does... I have insured vehicles that were not in my name and insured vehicles in my name for other drivers - Geico... I have also loaned vehicles that were in collisions and they still covered them even though I did not specifically "add a driver".
Can you put your car on your parents' policy?
If it is not registered to them, it should not be on their policy.
What happens with the insurance if you get in a wreck and its your fault?
We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.
Answerthe insurance company raises your rates and pay a deductableDoes State Farm cover raccoon damage in Oklahoma?
The answer depends not on what state the damage occurred in, but what kind of coverage you have. If it is your car, damage from an animal is covered under "comprehensive" coverage. Look at the declarations page of your policy to see if you have this. For homeowners insurance, usually damage from larger animals, like raccoons is covered, but smaller animals, like rodents, termites, etc are not covered.
Will your insurance cover your married daughter who drives your car?
Yes, as long as you add her as a regular driver on your insurance policy.
Is a cosigner liable for a death if the car has no insurance?
No, a co signor would not be liable. A co-buyer would be liable.
Does an insurance company have to pay your taxes when your car is a total loss?
No. That would still be your responsibility.
Who is the girl with nice legs in Geico commercial?
Umm, only the gieco people know, and why do YOU want to know???
What does a named non owner policy cover?
It's a liability only policy. Non owner means you do not own a car so all you can get on it is Liability and some medical coverage.
Does your insurance company have to notify you before they cancel your auto policy?
Yes. Depending on the state and for what reason the policy is being cancelled, this determines the number of days that prior notice is required by the insurance company to provide to the policyholder.
What happens not your fault someone hits your car but does not phone their insurance company?
You can always file a claim on their policy. If they do not cooperate with their insurance company, the company has to give them the state required days to respond before they make a ruling on fault.
