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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.
What is the minimum coverage for bodily injury liability for 2 people?
That would depend on the state where you live minimum liability coverage.
Can you get car insurance on a car you don't own with no licence?
No because you cannot legally drive.
Can you purchase a vehicle without car insurance?
Yes, In the United States you can purchase a Vehicle without having insurance on it beforehand. You just can't drive it off the lot or anywhere else.
What is the average cost per month for car insurance in los angles?
It is hard to say that there is an "average cost", because the premium depends upon a number of variables. These include:
1. The age and driving history of the primary driver;
2. The make and model of the vehicle;
3. The coverages selected (some are mandated by law and some are optional);
4. Where the car is garaged (often delineated by zip code);
5. The policy limits selected;
6. The deductibles selected.
There may be other factors peculiar to California insurance law, but these are the ones that create primary variability in premium.
Where is uninsured motorist coverage listed on the auto policy?
It would be listed on the declarations page, usually after either the section for liability coverage or the section for medical coverage.
the owner of the vehicle that hit a pack car will be liable for the loss, and later subrogate from the unpermited driver
How much cheaper is car insurance if your on the honor roll?
Well, as stupid as this sounds, if you're a teen and you have a license, the rate of car insurance is higher if you're a male and lower if you're a female. Kinda stupid, but according to statistics, males tend to be more careless when they're teenagers and reckless as well.
Who plays jj hightail in direct auto insurance commercial?
Carlos Alazraqui. He is most known for Deputy James Garcia on Reno 911. -hahayourdead89
Does NJ car insurance cover the vehicle or the driver?
Every policy is different and you should certainly be sure that you understand the policy you are presented with before signing. That being said, most basic insurance policies cover damage inflicted BY your car TO a different car while a specific driver or drivers is in control of the car. There are additional forms of coverage to protect YOUR car (like collision coverage) in case of an accident. When the policy is purchased, the insurance agent will ask who will be driving the car so that he has an idea about how much risk there is on the car. If somebody drives the insured car other than the listed drivers, coverage may not be afforded.
How can you get an underwriter for your insurance license?
Just contact some Insurance Companies of your choice that you are interested in doing business with. You will generally be contacting the agents marketing department for the company. Ask them about an agents appointment. The Insurance Company provides the underwriting services for their appointed agents.
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Does a cosigner need to be on car insurance?
In most cases these days, when people think they are a Co-Signer, they are in fact a Co-Buyer. If you are a co-buyer then by default you are a co-owner. In the event of an accident both the driver and the owner(s) can be sued for incurred losses.
To determine this just look at the vehicle Title or Registration, If your name is there, you are in fact a co-buyer and co-owner.
Unfortunately, there are many car lots and salesmen out there these days who do not clarify this to the buyer(s) and allow you to think you are only co-signing when you are not. There is a Huge difference in the two terms where your legal liability is concerned
If you are truly a Co-signer, you would not need to be on the policy.
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Can a lender enforce a auto insurance policy?
A lender can force you to have a current auto policy because they want to make sure their vehicle will be paid for if an accident happens.
What can be done with a totaled vehicle under lien and only liability insurance?
If the accident is your fault, your insurance company is not going to pay out anything. If it is the other person's fault, the other insurance company will be liable.
What to do with car insurance policy if spouse dies?
I would let your insurance company know. They can remove them from the policy. That might help lower your rates. Sorry for your lost.
Will your insurance go up if speeding 61 mph in a 55 moh zone?
Most likely no, but it depends on your driving record.
How much is allstate non owner insurance?
To find out what the non owners insurance from Allstate will cost a personal quote is needed. To request a quote visit www.allstate.com and click on Auto and then Request A Quote. Fill out the required information and there will be a quote given for how much the non owners insurance will cost.
Many factors enter into the equation, including, the age and location of the driver, and his/her driving history.
Will insurance cover an accident by an unlicensed driving a licensed insured drivers car?
It just depends on the type of insurance policy that was in force on the car and whether the unlicensed driver is considered an insured under the terms of the Vehicle owners Auto Insurance Policy.
If the Vehicle Owner has a "Standard Form Policy" then in most cases where there is no violation of law, fraud, or deception, a permissive use driver would be covered under the owners policy.
If the Vehicle Owner has a "Named Driver Policy", Often referred to as a "Limited Lines Policy" available as a more economic option in some states. Then no drivers other than those listed on the policy are covered.
It's best just to contact your agent or your insurer to determine the extent of coverage provided under your auto insurance policy.
If on a standard form policy and the accident is covered, you may be surcharged an additional premium or suffer policy cancellation for the negligent action of allowing an unlicensed driver to operate the vehicle
AnswerGenerally, if they cover the loss, it would be the insured's driver's car insurance. This question really is to general and really requires specific policy review.after an insurance company is involed after a road traffic accident can i refuse thier offer and do the repairs myself
Hopefully, no one gets hurt. Then, you get a ticket for no insurance.
If they have an accident, the insurance company may decline to pay. You will have to read the policy carefully to see what it says about drivers that are permitted to operate the vehicle and if there are limits on how often guest drivers are allowed.
