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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

How do you get your insurance license for Illinois?

You can probably check the website for the Department of Insurance for Illinois. It should have the requirements for licensing and the process as well.

How do you get full coverage car insurance?

In order for one to acquire full coverage car insurance on their automobile, one must complete a series of tasks.

Step One: Purchase a Vehicle.

Step Two: Call Progressive, where i can assist you in choosing what is right for you.

Step Three: Avoid taking left turns on your way to work. Left turns are statistically more common for provoking Silverback Gorilla attack.

Step Four: Request Full Coverage Insurance when you consult your Progressive agent.

I hope i have assisted you in your process.

Flo

Progressive Sales Agent

Can car insurance drop?

If I understand your question you are asking if auto insurance ever goes down in price. The answer to this is yes though it often seem like it only goes up rather than down. This year I have seen many of my insurance carriers reduce their rates in order to gain market share and because their claims have not been as high for auto insurance as they have been in the past. In the past few years insurance companies have been loosing money on homeowners insurance and doing better on auto insurance. Homeowners insurance has gotten to the point that it is harder to obtain a really great home policy with a good rate. It is also advisable not to make smaller claims on your house insurance for fear of loosing the insurance.

What are the requirements on reporting an accident to insurance company if it is not your fault?

Most companies do not require you to report the accident to your own insurance company, but if you later find out the person did not have valid insurance or the other insurance company refuses to pay and then you later have to file a claim on your policy, it will slow down the claim process. Plus, each state has a statute on the time limit you have to file a claim and want it to be covered.

Why is car insurance expensive for younger drives?

Statistics do seem to indicate on a consistent basis that the Drivers with less experience have more frequent accidents.

What should you do if someone claims you hit their vehicle after they slammed on their brakes in front of you but you didn't hit them?

Pull out your cell phone, if you have one... and take pictures. Nothing is better proof than a video or pictures with a date and timestamp.

Obviously if their car is smashed up already and your car doesn't have a mark on it, they are probably trying to fraud your insurance for the claims check.

Happens more than you know, every single day.

Make sure you take pictures of your car and theirs, get every detail so they can't say you're covering something up.

You might even receive a check for your time and inconvenience, as well as get the person who blamed you fined or jailed for fraud.

Do you have to have uninsured motorist coverage in Florida?

I believe the correct answer for the UIM insurance is optional in most states and not a requirement. this is to cover damages to vehichle and person in the incident of a collision which is not ruled as your fault, when the other driver is at fualt. As for good advice it should be carried on all your policies to protect you from having claims against your normal insurance coverage in such cases where you are not at fault. In the state of Florida it might be a requiem since there are a large number of unisured motorist in existance there.

Do you need insurance for a learners permit in tn?

I hope not for my sake, but it's always best to check with your auto insurance provider.

If unlicensed minor is given keys to parents car and finds themselves too drunk to drive causing equally unlicensed minor to drive and get into accident who bears liability for all damages?

The parents of the first child. Insurance will not cover this because a policy holder has a duty not to let unlicensed driver have their vehicle, whether a minor or not. The first parents are responsible because they knowingly let their child drive without a license and their kid let an unlicensed drunk driver drive their vehicle.

What happens if I get in an accident and only have your permit?

If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.

Is it auto insurance fauld if your wife lied to her auto insurance and said she was not married because your license is revolked in Maryland?

It could be, especially if the person with the revoked license is involved in an accident because he cannot legally drive a vehicle and she committed insurance fraud by not telling her insurance company the spouse was in the household.

What does basic coverage mean in auto insurance?

That usually means you have the state required liability limits and nothing more.

What if an uninsured unlicensed driver is driving an insured drivers car causes an accident with bodily injury?

The injury would most likely not be covered under your auto because you let an unlicensed driver drive your vehicle when they cannot legally drive.

Will i get a surcharge if the accident was caused by vehicle failure?

You will still be liable unless you can prove the vehicle failure was due to a recall problem or your mechanic did something wrong.

Is it alegal to buy a car and have it put in another name with you on the insurance?

It would be illegal in the United States. "Fraud" to be specific. to title a car in another persons name to hide ownership.

Is there any way to get a repossessed car back without paying the car insurance?

Not Unless you can prove that you already had the required insurance.

AnswerNo. as soon as you have no insurance on a leased vehicle, the lein holder has the legal right to repo it.

Where can you purchase GAP insurance?

Contact the company that has your loan. They would love to help you get GAP insurance seeing as how you would being paying for something that benefits them as much or more than you.

What are some cheap car insurance places for a 18 year old unlicensed driver?

You cannot get car insurance if you do not have a license because you cannot legally drive.

What does effective policy date mean?

The Policy effective date is the date that your insurance coverage started under that policy.

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