Auto Insurance

Yes

State Farm is one competitor..

Your own underinsured / uninsured (UM) policy is designed to pay to you, the policy holder, if an uninsured or underinsured person is at fault and causes injury to you but that's only if the other driver was at fault and you were injured.

If you injured yourself in the accident (you were at fault), then your insurance will NOT pay pain and suffering awards. If they did, there would be many, many, many people who would stage accidents to 'injure' themselves and then claim pain and suffering awards.

Not necessarily. The insured is the person whose life, health or property is insured under the policy. While the insured may also be the owner, it may also be someone or something (if an entity) different. Typically, the owner pays the premiums, has the right to change beneficiaries, and possesses other indicia of ownership.

Usually the owner of the policy designated on the application for insurance. It is important for the insurer to know the identity of the owner from the standpoint of knowing from whom to take direction as to policy changes as discussed above.

At the clinic I work at, we have patients sign a release once a year allowing us to submit claims to their insurance company for the year. It doesn't specify which insurance company though. I would check with your clinic to see if you have signed something of the sort. And if not then it probably is illegal for your clinic to submit a claim without your permission.

Here is what happened,

I bumped into a car and nothing happened to my car neither to the other car. I tried to apologize, she kept yelling at me and said that has happened to her before and later she discovered an internal damage and she doesn't want that to happen again. I told her that I'll give her my number and she can contact me if she discovers any internal damage, but she didn't listen to me. All she wanted was my driving license, so, I gave it to her because I panicked and didn't know what to do. I also took her name, address and license's number then she left quickly without exchanging auto insurance information or phone numbers (she might have taken my car's plate number, I'm not sure. The car is not registered under my name, but my name is included in the insurance).

My question is, can she still file a claim to her insurance company without my insurance information? I'm afraid that she will give me troubles I don't need or accuse me with things that didn't happen. What should I do? Should I contact my insurance company and let them know? Should I try to get her number and call her or visit her, since I have her address, to see what is she planning to do? I'm afraid that this will show her that I'm afraid of her and make her do bad things to me while my real intention is to fix any damage I might have caused and avoid problems.

They might get hurt and part of your car would have a dent depending on how hard you hit them

Just because they left, doesn't automatically make them at fault.

The insurance company claims department will make the determination base on the facts of the accident itself, not about what happened afterward.

No, there are still some companies that do not accept credit cards.

Personally I think they all should, call them and ask them to change their policy on this.

Most insurance companies will not, they require you to have an "insurable interest" in the vehicle.

There could be, call the insurance company to find out.

The best way to determine if there is a policy in your name is to check the mail for your insurance bill.

Most policies require premium which is paid to keep the policy going.

Chances are slim, but if haven't seen a bill for a policy, you may not have one.

I would love to know. she is beautiful. has a Carmen Electra luck to her but looks more beautiful

yess it is

No for your car, yes for someone you collided with if it was determined to be a covered accident that was your fault.

Your car;

Usually someone will need to have comprehensive coverage for glass claims to be covered.

Some policies (for a fee) will offer a zero deductible coverage if you have a higher comprehensive deductible.

Car you collided with;

Liability insurance usually (this isn't required in some states) contains physical injury and property damage. If you were at fault and you collide with their car, their windshield should be covered.

No

Yes, you should call a direct-insurer (which is the insurance company) and you can buy your insurance from them directly.

The best thing to do is to ask friends about their insurance agents and companies. I would suggest that you talk to a few independent insurance agents and get quotes from a couple of them that you like. In my opinion if you find a good local independent agent who you can trust the rest will take care of itself. An independent agent does not work for the insurance company and represents many different companies so they can shop for you and come up with different quote that suit your needs.

If stolen yes, if seized legally (say as a debt or by the police) no.

Finding the cheapest car insurance company has never been easier. It is online and at everyinsurancequote site. Not the prettiest site but it will definitely save you money. I compared 4 quotes and saved about $245 on my premium with Geico.

Your insurance company will tell you, they will send you a letter in the mail letting you know that they just paid out a claim and how much it was for and who it was made out to and why.....

In most cases, you have 72 hours to produce this card at the police station where the officer works out of.,however since recent changes to enforcement policies which I think is not only wrong its just not right., police can give you a fine right there on the spot for not having it. at his discretion. So; now we have gone from a system that was fare to a system that resembles Fascism Slowly the ONTARIO GOVT is slowly eroding our freedom of choice.And when you pay your excessive over priced car Ins, do not forget to thank the Ont govt for it. Why else do you think they call it the Ont Ins Bureau. This is the permanent way.

My guess would be that they use a car dolley and manually switch your cars transmition into nuetral and the manually pushed onto the dolley. Every car has a mechanism the can switch a car out fo park to nuetral without the key but your insurance company won't tell you that but your local tow truck driver or repo man will. Gl and hope it helped.

Depends on where you are, what company you're going with, and the terms of your plan. Ask your insurance company this.

YES