Yes. There are no restrictions as to who can open a Term Deposit account. Let's say your grandpa gave you $1000 and you want to deposit $1000/- towards your college funds, you can visit your nearby bank branch and open a TD as a joint account between you and your father/mother. Since you are a minor, the bank would require a signature of your parents or atleast one adult member of your family before opening your fixed deposit account.

no you have to have an open account

it is guarantee by the federal government.

to make loans

Investments, loans, mortgages, and of course salaries for the staff.

Continued high winds will pick up dust and silt particles and blow clouds of them cross-country until the wind dies down and the dust and silt fall to earth. Sometimes, especially where I live in North Idaho, the loess (luss) was formed into what look like sand dunes. Dust dunes, I guess.

Why is the bikini deposit so profitable

Yes, an MLA licensed locksmith is in a position to open a Bumil safe box