answersLogoWhite

0

💰

Credit and Debit Cards

Credit cards are instruments that facilitate revolving debt for consumers so that they may acquire goods and services and pay the card issuer the amount of the charge plus interest at a later date. Debit cards pay for purchases at the time of sale by deducting the amount immediately from the consumer's deposit account.

21,486 Questions

What is a joint marital debt?

Joint marital debt refers to financial obligations incurred by both spouses during their marriage, regardless of whose name is on the account or loan. This can include mortgages, credit card debt, car loans, and personal loans. In the event of divorce or separation, joint marital debts are typically divided between spouses, which may affect property division and financial settlements. The specifics can vary depending on state laws and individual circumstances.

Can you sue a debt settlement company?

Yes, you can sue a debt settlement company if it engages in fraudulent practices, breaches its contract, or violates consumer protection laws. Many debt settlement companies are required to adhere to regulations that protect consumers, and failure to do so can warrant legal action. Additionally, if the company misrepresents its services or fails to follow through on promised results, you may have grounds for a lawsuit. It's advisable to consult with a legal professional to assess your specific situation.

Has anyone played a card game using quarters where you all put in a quarter to start and the lowest card in your hand starts?

Yes, that card game is often referred to as "quarters" or "quarter poker." In this game, each player contributes a quarter to the pot, and the player with the lowest card in their hand typically starts the round. The game can involve various rules for betting and play, often leading to fun and strategic interactions among players. It's a casual and entertaining way to combine card play with a bit of gambling.

How do you approach a costumer to inform about his invalid credit card?

When approaching a customer about an invalid credit card, it's important to be polite and professional. Start by greeting the customer and briefly explaining the situation, such as, "I wanted to let you know that there was an issue processing your payment due to an invalid credit card." Offer assistance by asking if they would like to provide a different payment method or if they need help resolving the issue. Ensure your tone is understanding and supportive to maintain a positive customer experience.

What is better babys r us gift card or visa gift card?

It depends on the recipient's needs. A Babies "R" Us gift card is ideal for those specifically looking to purchase baby-related items, making it a great choice for new parents. On the other hand, a Visa gift card offers more flexibility, allowing the recipient to use it anywhere that accepts Visa, which could be beneficial for a wider range of purchases. Ultimately, consider the preferences of the person receiving the gift.

Your credit history is detailed in your what?

Your credit history is detailed in your credit report. This report includes information about your credit accounts, payment history, outstanding debts, and any bankruptcies or foreclosures. Lenders use your credit report to assess your creditworthiness when you apply for loans or credit. It's important to review your credit report regularly for accuracy and to understand your financial standing.

What does cheery old card mean?

The phrase "cheery old card" typically refers to a friendly and cheerful person, often someone who is endearingly quirky or amusing. It can convey a sense of warmth and affection, suggesting that the person brings joy or light-heartedness to those around them. The term "card" in this context is a British colloquialism for someone who is considered amusing or eccentric.

What payment is required if a vendor cancels their services?

If a vendor cancels their services, the payment required typically depends on the terms outlined in the contract or agreement. Many contracts include clauses that specify cancellation fees or require payment for services rendered up to the cancellation date. If no such terms are specified, it may be necessary to negotiate a fair resolution based on the circumstances of the cancellation. Always refer to the specific agreement for guidance on payment obligations.

Where Credit derivatives are most often traded?

Credit derivatives are most often traded in the over-the-counter (OTC) market, where financial institutions, hedge funds, and other investors negotiate terms directly between parties. This market allows for greater customization of contracts compared to exchange-traded options. Major financial centers like New York, London, and Hong Kong serve as key hubs for these transactions. Additionally, some credit derivatives, such as credit default swaps (CDS), can also be found on specialized platforms and exchanges as regulatory frameworks evolve.

Why expenses goes to debt side instead of credit side?

Expenses are recorded on the debit side of an accounting ledger because they represent a decrease in equity or resources of a business. When an expense is incurred, it reduces the overall profit, which in turn affects retained earnings, a component of equity. In accounting, debits increase expenses and losses, while credits increase revenue and gains, thus maintaining the balance in the accounting equation.

Where to cancel account of 3d toon off my credit card?

To cancel your 3D Toon account and stop charges to your credit card, visit the official 3D Toon website and log into your account. Look for the "Account Settings" or "Billing" section where you can find the option to cancel your subscription. Additionally, you may need to contact their customer support for assistance with cancellation. Lastly, check with your credit card provider to ensure no further payments are processed after cancellation.

What are those monetary rewards or compensation?

Monetary rewards or compensation refer to financial incentives provided to individuals for their work or performance. This can include salaries, wages, bonuses, commissions, and profit-sharing arrangements. Additionally, it may encompass benefits such as stock options or retirement contributions. These rewards aim to motivate employees, recognize their contributions, and enhance job satisfaction.

Which bank in America has the most ATMs?

As of my last update, JPMorgan Chase holds the title for the bank with the most ATMs in the United States. The bank operates thousands of ATMs nationwide, providing extensive access for its customers. Their network continues to grow as they expand services and enhance customer convenience. For the most current figures, checking recent reports or the bank's official announcements would be advisable.

How do you fill employment card?

To fill out an employment card, start by providing your personal information, including your name, address, and contact details. Next, include your employment history, listing previous employers, job titles, and dates of employment. Be sure to provide any relevant skills or qualifications, and if applicable, include references. Finally, review the card for accuracy before submitting it.

Can you use visa to borrow cash?

Yes, you can use a Visa credit card to borrow cash through a cash advance. This allows you to withdraw funds from your credit limit, either through an ATM or at a bank. However, cash advances often come with higher interest rates and fees compared to regular purchases, so it's important to understand the costs involved before proceeding.

What is service charge account?

A service charge account is a financial account used primarily in the hospitality and service industries to manage tips, gratuities, or service charges collected from customers. These accounts help businesses track and distribute funds intended for employees, ensuring fair compensation for services rendered. In some cases, they may also be used to cover operational costs related to providing services. Overall, service charge accounts facilitate transparency and accountability in handling service-related earnings.

Identify one limitation of punch cards?

One limitation of punch cards is their restricted data capacity, which confines the amount of information that can be stored and processed. This limitation makes them less suitable for complex computations or large datasets compared to modern digital storage solutions. Additionally, the physical wear and tear on punch cards can lead to errors in data reading and processing over time.

Does the eb games at hallett cove mall sell habbo credit cards?

EB Games typically focuses on video games, consoles, and related merchandise, and it is unlikely that they sell Habbo credit cards, which are more commonly available through online platforms or directly through the Habbo website. For specific availability, it's best to contact the store directly or check their website.

What is considered old debt?

Old debt typically refers to financial obligations that have been outstanding for a significant period, often classified as being 180 days or more past due. Such debts may include unpaid credit card balances, loans, or other forms of credit that have not been settled. Once debts reach this age, they may be sent to collections, reported to credit bureaus, or subject to legal action, impacting the debtor's credit score and financial standing. Additionally, old debt can become difficult to collect, leading creditors to either write it off or negotiate settlements.

What is it called when you get you report card in the middle of the trimester?

When you receive your report card in the middle of the trimester, it is typically referred to as a "progress report." This document provides an overview of a student's academic performance and progress up to that point in the term, allowing parents and students to identify areas for improvement before the final grades are issued.

Can you be responsible for ruining someone elses credit?

Yes, you can be responsible for ruining someone else's credit if you misuse shared financial accounts, such as joint credit cards or loans, leading to missed payments or high credit utilization. Additionally, if you co-sign for someone and they fail to make payments, it can negatively impact your credit score as well. It’s essential to communicate openly and manage shared financial responsibilities carefully to avoid damaging each other's credit.

What tasks are available for the cardholder in the approval process?

In the approval process, the cardholder can typically perform several key tasks, including submitting purchase requests for approval, reviewing and tracking the status of their requests, and responding to any queries or feedback from approvers. They may also have the ability to modify or withdraw submitted requests if needed. Additionally, cardholders often monitor their spending limits and compliance with organizational policies during the approval process.

What does semester final average mean on a report card?

The semester final average on a report card represents the overall grade a student has achieved for a specific semester, typically calculated based on their performance in assignments, tests, and participation throughout that period. It often combines both the quarter grades and any final exams or projects to reflect the student's comprehensive understanding of the course material. This average provides a summary of the student's academic progress and helps determine their overall standing in the class.

Do they have gift cards that you can buy?

you can purchase from mtcgame they have a lot of different cards and different regions i always purchase from them because they have the best prices

WHAT CAN CAUSE GOVERNMENT TRAVEL CREDIT CARD ACCOUNT CANCELLATION?

Government travel credit card account cancellation can occur due to several reasons, including failure to comply with usage policies, such as not using the card for authorized travel expenses or exceeding spending limits. Additionally, late payments or outstanding balances can lead to account termination. Misuse or fraudulent activity may also trigger cancellation. Frequent violations of the cardholder agreement can ultimately result in the account being closed.