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Credit
The procurement of money, goods and/or services in exchange for a pledge to repay the amount at a future date
10,683 Questions
What is one advantage of a debit card compared to a credit card?
One advantage of a debit card compared to a credit cards is that with debit card you will not be heavily indebted because your purchases are directly charged to your checking account.
Match each of the credit card terms?
Matching credit card terms is often found on a finance test. Common credit card terms include annual fee, credit line, grace period, and introductory rate.
If you win the lottery after filing for bankruptcy do you have to report it?
It depends upon the type of BK filed and the time span between the filing or discharge of the BK and the winning/payment of the monies.
583.53
Match each of these credit card terms with THE correct description?
chadwick and the neutron
rutherford and the proton
thomson and the electron
2400 x .249 % is 597.6.
$597.60
Can you have a debit card at age 9?
No, unless you use your parents' credit card. You have to sign up with the company and prove that you are at least 18 years old.
Can a teenager under 18 use a parent's credit card if they are authorized to?
NO. The credit card company won't allow that to happen.
It is illegal for ANYONE who is not the card holder, named on the card, to sign for goods purchased with the card.
Expanding on the above answer: A minor may be able to use an adult's credit card if the credit card owner has officially authorized the minor to use it. This would require the adult to contact the credit card company to document the minor as an authorized user, because rules/regulations vary by company. Without this formal step, the first response holds true: it would be illegal.
Can you buy a lottery ticket in NY with a credit card?
The ban on the use of credit cards is to help prevent gambling addicts from over extending their credit and going further into debt. It also reduces the chance of stolen credit cards being used to 'wash' the money into a non-traceable commodity.
Which of these is the best description of a credit card?
It can be used to buy things and pay for them over time.
Can a debtor's wages be garnished for credit card debt in Pennsylvania?
Pennsylvania only allows the garnishment of wages by a creditor when the creditor has no other means of executing the judgment writ (bank account levy, seizure of non exempt personal property or liens against real property). One other exception is if the debtor is emmployed by a company that is not based in the State of Pennsylvania.
What are the best credit repair providers for 2021?
CreditRepair are experts in the credit repair field and helps individuals meet their credit goals.it process has been been developed, refined and proven over many years and thousands of customers
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Did you report the card loss to the issuer? If charges appear on your statement and you know that you did not make the charges, you can contact the credit card issuer to dispute the charges. You may have to fill out an affidavit that states you did not [have] knowledge of or consent to these charges. The credit card issuer will then go back to the company submitting the charges to dispute the amount. The credit card issuer should send out confirmation of your request to dispute, confirmation of the amount that may be credited back to your account, pending the dispute. Once they have completed their investigation, your account will be billed for the charges [again] if you cannot prove the case of identity theft/creditcard theft/fraud and the disputed amount was credited to your account. If the dispute is legit, you should receive notification of this. Keep all correspondence regarding this for as long as information can stay on your credit report, which in most cases, is seven years. [But keeping for ten won't hurt].
What is the best prepaid credit card available to teenagers age 16?
You might consider checking into this one.. http://www.upsidevisa.com/Splash.aspx They have a couple different ways to use their cards and their customer service is excellent. I got this card for my son when he recently went on a class trip out of the states. Best out there for what we needed it for and it is safe too. Way better than any other prepaid card that I have seen out there. My son still has use of his card and I give him an allowance on it. It helps teens feel more in control and have a bit of freedom and helps them learn about budgeting and spending. Teens are encouraged to sign up for their own page on the upside site so they can track their spending and such. There is a point reward system too. It still needs a parent to get the money from for the card if you are under 18, I do believe. BTW, its not a credit card, its a debit card but its reloadable, unlike some others. Please go check out their site. It may be what you are looking for.
Can a 11 year old get a credit card?
Yes I'm 11 to so my dad and I went to the bank and open an account with my name and his name so then we asked about debit cards and they said I could have one if a parent or legal guardian was a joint holder and watching how and when I used the card so then they printed my card and sent it to me in the mail and it's awesome cause now I don't ask my dad for money and I can make my own apple account with my card so yeah sure you can have one! Good luck it took a while to get my dad to get me one :)
How does a visa credit card work?
A Visa credit card works by allowing a customer time to pay the balance owed when making purchases. The credit card is swiped or entered into a machine, and the user has about 30 days to pay for merchandise to the issuing card company without being charged interest. If the balance is not paid in that time, the user is charged interest on the remaining balance.
What if you are denied credit?
If a creditor says you were denied because you are too near your limits on your credit cards or you have too many charge card accounts, you may want to reapply after paying down your balances or closing some accounts. Credit scoring systems consider updated information and change over time.
Sometimes you can be denied because of information from a credit report. If so, the Fair Credit Reporting Act requires the creditor to give you the name, address and phone number of the credit reporting agency that supplied the information. You should contact that agency to find out what your report said. This information is free if you request it within 60 days of being turned down. The reporting agency can tell you what's in your report, but only the creditor can tell you why your application was denied.
If you've been denied, or didn't get the rate or terms you want, ask the creditor if a credit scoring system was used. If so, ask what characteristics or factors were used in that system, and the best ways to improve your application. If you are approved, ask the creditor whether you are getting the best rate and terms available and, if not, why. If you are not offered the best rate available because of inaccuracies in your report, be sure to dispute the inaccurate information in your credit report.
If you have been denied credit entirely (often because of the Catch-22 situation where lenders don't want to offer credit to anyone without a credit history--but how do you get a credit history without credit?), you can apply for secured credit cards, which essentially allows you to deposit a sum of money (say, $500) and then "charge" purchases, up to $500. By using this card responsibly (such as by not going over the limit--even better, creditors like it if you use no more than 30% of your available credit, as it shows you aren't likely to incur debts you can't pay--and by paying your bill on time--never late, even by a minute), you build a credit history. This record of good credit usage will help you get other kinds of credit--a car loan, a mortgage, etc.
Can a 16-year-old get a debit card?
yes you can get a debit card when you are 13 but you have to get it linked from your parents/guardians. but you can not get a credit card because the banks think that 13 year old are responsible enough, which i can agree with for the credit card but that you can not get a single debit account that is not linked to your parent/guardians account, i think is diabolical.Also you can go to stores (wal-mart,speed way) and buy reloadable gift cards.
Can you get a debit card at 14?
Yes, you may have a debit card at any age, assuming the checking account is in that persons name.
