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Credit

The procurement of money, goods and/or services in exchange for a pledge to repay the amount at a future date

10,683 Questions

Can you freeze a credit card in water?

You can freeze just about anything in water. Drop it in the water and put it in the freezer.

Where can you get a credit card at 15 years old?

you can go to rushcard.com and use the referral code moneymaker

this is a prepaid visa card you can also get direct deposit on it. there is no credit check and you'll get it within a week. http://www.getgoodcredit.newcreditapplications.com

it has major credit card companys and there is something for everyone bad credit no credit business students prepaid everything you're looking for they have and its not hard to get approved i have a few myself.

Are parents required to co-sign for an apartment when the tenant is over 18?

co-signors are required of anyone of any age who does NOT meet the credit requirements of the entity extending credit. doesnt have to be parents, that's just where kids normally go first. LOL

No you are not required to cosign for anything for anyone, not even your own child after the age of 18.

Are 10 year old children allowed debit cards?

All you have to do is get your parents to put it in there name and yes you can use it.

Can a minor have a debit card without a guardian?

You don't have to have a parent or guardian in most cases. You do however have to have someone over the age of 18 that is willing to be responsible for any potential overdrafts sign with you.

Can a 17-year-old get a credit card?

At 17 you can have a credit card, although since they are still under 18 they are unable to legally hold the card on their own; they would need to be either cosigner or an authorized user on an adult's (i.e. 18 yrs or older) credit card.

Are casino chip purchases considered a cash advance or a purchase on credit cards?

You cannot purchase chips at a casino with a credit or debit card. You have to use an ATM to get the money and then purchase the chips.

How do you transfer Speedway points to another card?

Not possible. Best to contact the card issuer to be certain.

What is the interest charged on my capital one credit cad?

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The interest rate charged on a Capital One credit card depends on several factors including your creditworthiness the type of credit card you have and the terms of the card. Generally the rate will range from 13.99% to 26.99% and may be either a fixed or variable rate. In addition some cards may offer promotional rates or rewards such as cash back depending on the type of card and the terms you select.

Here is a breakdown of the interest rates associated with Capital One credit cards:

  • Quicksilver Cash Rewards Credit Card: 0% intro APR on purchases and balance transfers for 15 months then a variable rate from 13.99% to 23.99%
  • Venture Rewards Credit Card: 0% intro APR on purchases and balance transfers for 12 months then a variable rate from 13.99% to 23.99%
  • Platinum Credit Card: A fixed rate of 26.99%
  • Secured Mastercard Credit Card: A fixed rate of 26.99%

It is important to note that the interest rate you are charged will depend on your creditworthiness and the terms of the card you select so it is important to review the terms and conditions of the card before applying. You can find more information about the interest rates on Capital One credit cards on the Capital One website.

Can I overdraft my capital one card?

It would depend on which card you have and the policy governing that card, but in most cases the answer would be yes and you would likely be charged a hefty overdraft fee.

What is buying stocks on credit with a loan?

Buying stocks on credit with a loan, often referred to as purchasing on margin, involves borrowing money from a brokerage firm to buy more shares than you could with just your own funds. This strategy amplifies both potential gains and losses, as any profit or loss is calculated on the total investment, not just the amount of your own capital. While it can increase returns during a market upswing, it poses significant risks, especially if the stock price drops, potentially leading to margin calls where the investor must deposit more funds or liquidate positions to cover the loan.

What is a credit checks?

Credit reports are the perfect way of ascertaining the credit standing of an individual. These reports also offer the perfect documentation which the creditors should analyze before offering more credit to the borrowers. This can be well stated to offer a platform for secure and healthy relationship between the creditor and debtor. This is why not many find it difficult to shell some amount of money from their pocket to get an unbiased review on the credit standing per-se. It is for theses accurate credit check reports which proffer valuable information which is not only comprehensive but also classified to meet all needs.

Do salary transfer packages offer good credit cards?

Yes, some companies can provide good credit card offers and benefits on salary transfer packages. The benefits include, discounts, air miles and more.

How can a person get a credit card with no income?

They can't ! A credit card is issued in recognition that the card-holder is able to repay any balance owing. If a person has no regular income - they are extremely unlikely to be granted a credit card !

Are there any credit cards that offer cash back option?

Yes, many banks offer gold credit card that give cashback option. In this scheme you can make purchases at discounted rates at many retail stores. You must check with your bank if they have such benefits.

Which credit card is most suitable?

Most banks offer great credit card benefits including travel benefits, hotel discounts, cash back schemes and much more. You should check with your bank which credit card offers the most benefits.

What does it mean for a debit card to go live?

It simply means - the very first time the card is used, it is recognised by the system. When the card goes 'live' on first use - the system places data onto the card either on the magnetic strip or the 'smart' chip. This tells any ATM that the card is legitimate.

Why are chips on credit cards used?

They increase the security of transactions, making it impossible to forge or clone a credit card (as you can with the magnetic stripes).

They use an encryption mechanism and a unique key code assigned only to that card and which cannot be changed to generate a transaction code. This transaction code can only be correctly encrypted by the chip on that one card and contains information unique to that specific transaction. The bank can verify the validity of this transaction code, confirming the use of a valid (not forged or cloned) card at the point of sale.

Are credit card and cash the same thing?

No.... Cash is only useful if you have carried enough with you to complete a purchase at the time you make it. A credit card allows the user to pay for something at a later date, but take it away with them immediately.

If i do a balance transfer from one credit card to another will the first credit card be cancel?

No... It will simply have a zero balance owing. The card will still be active - until you cancel it yourself.

What online stores can you shop with credit card and don't need the cvv i accidently washed my card?

ALL online sites require the cvv - it's a security feature to verify the card is real !... If you've washed your card - contact the company - you'll usually have a new card within 24-48 hours !