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Credit
The procurement of money, goods and/or services in exchange for a pledge to repay the amount at a future date
10,683 Questions
The credit history of a person is the record of whether this person has paid his or her loans, and how promptly.
Does your credit card have a routing number?
Credit cards do not have routing numbers. Only checking and savings bank accounts have routing or transit numbers assigned to them.
Why should credit card numbers be written down and kept in a safe place?
for stupid people not to forget it and hassle and clog up lines in the bank
Can a foreclosure and chapter 7 bankruptcy appear on your credit report?
Yes. And the bankruptcy will stay on your credit report longer than other debts.
On the other hand, many bankruptcies are due to catastrophic losses, such as a child born with severe medical problems, rather than spending money like a drunken sailor on leave. Once you go through Chapter 7 bankruptcy, you can't go through it again for years. so you start getting lots of ads from car dealers who want to sell you a car on credit.
Timing is important. File too early, and you still may
be paying off those
catastrophic bills, Struggle too long to pay off the bills, and you'll come out of Chapter 7 with too few assets to get a good start on rebuilding your life.
What are the features of optimum credit policy?
A premier credit card will usually offer points that can be redeemed for different products. It may also offer a higher spending limit or reduced rate.
Can i cancel credit card from oversea?
Sweet! I've just received my free Riot Points!
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How can you figure out your mothers credit card number to buy something?
You cannot.It's a crime unless she does it for you.Using another personscreditor bank card without their permission is fraud. A criminal record for fraud will prevent you getting good jobs in the future and therefore ruin your life.
Can you buy someone a pizza using a credit card even when you live in different city?
This will be up to the Pizza supplier.
It is risky for them to take Credit Card by phone as a lot of fraud is committed this way.
So if you find a Pizza place that will do this go ahead, but don't be angry if they won't, it sucks to have your money and work stolen.
Do Fingerhut help establish credit?
Yes, Fingerhut can help establish credit for individuals, particularly those with limited or poor credit history. By offering a credit account that reports to major credit bureaus, responsible usage—such as making timely payments—can positively impact your credit score. However, it's essential to manage the account wisely and avoid accumulating excessive debt.
How can a person improve their scores at each credit bureau?
A person can improve their scores at each credit bureau by monitoring their credit reports at each bureau, paying their bills on time, living within their means, guarding against fraudulent use, and keeping accounts updated.
How do electromagnets transfer data onto a credit card?
Electromagnets apply a magnetic field to encode data onto the magnetic stripe of a credit card. The magnetic stripe contains tiny magnetic particles that are oriented to represent data. When the card is swiped through a card reader, the electromagnet within the reader changes the orientation of these particles, allowing the data to be read.
Is using a debit card the same as securing a loan?
No. A debit card transaction removes money from your checking account. Securing a loan is more complicated, but requires far more paperwork and a payment plan.
What if they say they are getting a lawyer to make you pay the late bill?
I would pay the bill. This is the start of your being sued for the bill.
No. A credit balance in the fund balance accounts does not mean there is sufficient cash to pay liabilities in a timely manner. The assets are likely to include taxes receivable, and it is possible that the reported liabilities will exceed the cash balance
How long does a judgment stay on your credit report in the state of Florida?
Most such entries remain on a CR for seven years. If the judgment is renewable it can be replaced upon the CR when/if that occurs in which case the seven year time requirement will begin again.
smart card
It depends how quickly the retailer submits the request for payment. The amount of the transaction is deducted immediately from your available funds, but the actual transaction will only show on your account once the retailer has asked for payment from the bank. For example... Last Friday, I used my debit card in Sainsbury's. The total value of the purchases was immediately subtracted from my available funds - but - the actual transaction didn't show until this morning.
